Reconstruction of nose at Northwestern Lake Forest Hospital DBA Northwestern Medicine Catherine Gratz Griffin Lake Forest Hospital
1000 N. Westmoreland Rd., Lake Forest, IL · Nm · · NPI 1124025176
$15,850.30
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$22,643.29
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$2,511.25 with AETNA HEALTH PLAN [171] vs $15,128.00 with UNITED HEALTHCARE [158] — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA HEALTH PLAN [171] | NLFH AETNA NM EMPLOYEES | $2,511.25 | ↓ -84% |
| ALTERNATE BLUE CROSS [1402] | NLFH BCBS HMO | $3,205.62 | ↓ -80% |
| BLUE CROSS BLUE SHIELD [1401] | NLFH BCBS HMO | $3,205.62 | ↓ -80% |
| CIGNA HEALTH PLAN [178] | NLFH CIGNA ALTERNATIVE | $5,703.26 | ↓ -64% |
| AETNA HEALTH PLAN [171] | NLFH AETNA | $6,505.04 | ↓ -59% |
| BLUE CROSS BLUE SHIELD [1401] | NLFH BC LAKE COUNTY PHYS ASSOC IPA | $6,807.60 | ↓ -57% |
| AETNA HEALTH PLAN [171] | NLFH AETNA ASA | $6,883.24 | ↓ -57% |
| HEALTHLINK [125] | NLFH SEIU HEALTHLINK | $7,564.00 | ↓ -52% |
| HEALTH'S FINEST NETWORK [126] | NLFH HFN PLATINUM/CHC ELITE | $9,666.79 | ↓ -39% |
| THE ALLIANCE [1703] | NLFH THE ALLIANCE | $9,716.71 | ↓ -39% |
| CIGNA HEALTH PLAN [178] | NLFH CIGNA BROAD | $9,802.94 | ↓ -38% |
| BEECHSTREET [176] | NLFH PHCS | $12,102.40 | ↓ -24% |
| MULTIPLAN/PHCS [142] | NLFH PHCS | $12,102.40 | ↓ -24% |
| FIRST HEALTH PLAN [6034] | NLFH FIRST HEALTH | $12,404.96 | ↓ -22% |
| HEALTH'S FINEST NETWORK [126] | NLFH HFN PPO | $13,615.20 | ↓ -14% |
| BLUE CROSS BLUE SHIELD [1401] | NLFH BCBS PAR/INDEMNITY ADP | $15,128.00 | ↓ -5% |
| MULTIPLAN/PHCS [142] | NLFH NON-CONTRACTED PAYORS | $15,128.00 | ↓ -5% |
| UNITED HEALTHCARE [158] | NLFH UHC NON-CONTRACTED OON - ED ONLY | $15,128.00 | ↓ -5% |
| GLOBAL EXCEL [1712] | NLFH MEDICARE | not published by hospital | — |
| BLUE CROSS BLUE SHIELD [1401] | NLFH ADVOCATE IPA | not published by hospital | — |
| BLUE CROSS BLUE SHIELD [1401] | NLFH BCBS PPO | not published by hospital | — |
| ALTERNATE HUMANA MEDICARE ADV [2409] | NLFH HUMANA MEDICARE ADVT | not published by hospital | — |
| HUMANA HEALTH PLAN [130] | NLFH ADVOCATE IPA | not published by hospital | — |
| BLUE CROSS BLUE SHIELD [1401] | NLFH BCBS BLUECHOICE SELECT | not published by hospital | — |
| ALTERNATE BLUE CROSS MEDICARE ADV [2304] | NLFH BLUE CROSS MEDICARE ADVT | not published by hospital | — |
| ALTERNATE BLUE CROSS [1402] | NLFH BCBS PPO | not published by hospital | — |
| BLUE CROSS BLUE SHIELD [1401] | NLFH BCBS BLUECHOICE OPTIONS | not published by hospital | — |
| BLUE CROSS BLUE SHIELD [1401] | NLFH BCBS BLUECHOICE PREFERRED | not published by hospital | — |
Visitor-reported prices
Comments
Reconstruction of nose at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $2,665.80 | $4,087.56 – $4,924.88 |
| MercyOne Genesis Aledo Medical Center | Aledo | $2,665.80 | $2,970.16 – $2,970.16 |
| Northwestern Memorial Hospital | Chicago | $37,667.71 | not published |
| UnityPoint Health - Trinity Moline | Rock Island | $3,478.40 | $1,288.70 – $4,602.15 |
| Northwestern Medicine Central DuPage Hospital | IL 60190 | $37,265.75 | not published |
| Northwestern Medicine Delnor Hospital | Geneva | $37,667.71 | not published |
| Northwestern Medicine Palos Hospital | Palos Heights | $46,466.88 | not published |
| Northwestern Medicine Marianjoy Rehabilitation Hospital | Wheaton | $10,589.60 | not published |