Pr repair superficial wd simple scalp/neck/ax/gent/trunk/ext 2.6-7.5 cm at Northwestern Lake Forest Hospital DBA Northwestern Medicine Catherine Gratz Griffin Lake Forest Hospital

1000 N. Westmoreland Rd., Lake Forest, IL · Nm · · NPI 1124025176

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$548.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$784.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$130.14 with AETNA HEALTH PLAN [171] vs $784.00 with UNITED HEALTHCARE [158] — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA HEALTH PLAN [171] NLFH AETNA NM EMPLOYEES $130.14 ↓ -76%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS HMO $166.13 ↓ -70%
ALTERNATE BLUE CROSS [1402] NLFH BCBS HMO $166.13 ↓ -70%
CIGNA HEALTH PLAN [178] NLFH CIGNA ALTERNATIVE $295.57 ↓ -46%
AETNA HEALTH PLAN [171] NLFH AETNA $337.12 ↓ -39%
AETNA HEALTH PLAN [171] NLFH AETNA ASA $356.72 ↓ -35%
HEALTHLINK [125] NLFH SEIU HEALTHLINK $392.00 ↓ -29%
HEALTH'S FINEST NETWORK [126] NLFH HFN PLATINUM/CHC ELITE $500.98 ↓ -9%
THE ALLIANCE [1703] NLFH THE ALLIANCE $503.56 ↓ -8%
CIGNA HEALTH PLAN [178] NLFH CIGNA BROAD $508.03 ↓ -7%
MULTIPLAN/PHCS [142] NLFH PHCS $627.20 ↑ +14%
BEECHSTREET [176] NLFH PHCS $627.20 ↑ +14%
FIRST HEALTH PLAN [6034] NLFH FIRST HEALTH $642.88 ↑ +17%
HEALTH'S FINEST NETWORK [126] NLFH HFN PPO $705.60 ↑ +29%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS PAR/INDEMNITY ADP $784.00 ↑ +43%
BLUE CROSS BLUE SHIELD [1401] NLFH BC LAKE COUNTY PHYS ASSOC IPA $784.00 ↑ +43%
MULTIPLAN/PHCS [142] NLFH NON-CONTRACTED PAYORS $784.00 ↑ +43%
UNITED HEALTHCARE [158] NLFH UHC NON-CONTRACTED OON - ED ONLY $784.00 ↑ +43%
GLOBAL EXCEL [1712] NLFH MEDICARE not published by hospital
BLUE CROSS BLUE SHIELD [1401] NLFH ADVOCATE IPA not published by hospital
ALTERNATE BLUE CROSS MEDICARE ADV [2304] NLFH BLUE CROSS MEDICARE ADVT not published by hospital
ALTERNATE HUMANA MEDICARE ADV [2409] NLFH HUMANA MEDICARE ADVT not published by hospital
HUMANA HEALTH PLAN [130] NLFH ADVOCATE IPA not published by hospital

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Pr repair superficial wd simple scalp/neck/ax/gent/trunk/ext 2.6-7.5 cm at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $309.60 $165.12 – $420.54
MercyOne Genesis Aledo Medical Center Aledo $309.60 $219.36 – $242.52
Uchicago Medicine Adventhealth Hinsdale Hinsdale $137.50 $210.49 – $348.31
Advocate Christ Medical Center Oak Lawn $452.50 $300.34 – $724.00
Northwestern Memorial Hospital Chicago $343.00 not published
Advocate Condell Medical Center Libertyville $452.50 $300.34 – $724.00
Advocate Good Samaritan Hospital Downers Grove $452.50 $300.34 – $724.00
UnityPoint Health - Trinity Moline Rock Island $355.17 $51.94 – $195.79

All Illinois hospitals for this procedure →