Percut ablate liver rf at Northwestern Lake Forest Hospital DBA Northwestern Medicine Catherine Gratz Griffin Lake Forest Hospital

1000 N. Westmoreland Rd., Lake Forest, IL · Nm · · NPI 1124025176

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$17,359.82

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$24,799.74

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,086.00 with UNITED HEALTHCARE [158] vs $12,273.00 with BLUE CROSS BLUE SHIELD [1401] — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITED HEALTHCARE [158] NLFH UHC CORE $1,086.00 ↓ -94%
UNITED HEALTHCARE [158] NLFH UHC HMO/PPO $1,207.00 ↓ -93%
AETNA HEALTH PLAN [171] NLFH AETNA NM EMPLOYEES $2,037.32 ↓ -88%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS HMO $2,600.65 ↓ -85%
ALTERNATE BLUE CROSS [1402] NLFH BCBS HMO $2,600.65 ↓ -85%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS BLUECHOICE SELECT $2,871.88 ↓ -83%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS BLUECHOICE OPTIONS $2,871.88 ↓ -83%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS BLUECHOICE PREFERRED $2,871.88 ↓ -83%
ALTERNATE BLUE CROSS [1402] NLFH BCBS PPO $3,350.53 ↓ -81%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS PPO $3,350.53 ↓ -81%
CIGNA HEALTH PLAN [178] NLFH CIGNA ALTERNATIVE $4,626.92 ↓ -73%
AETNA HEALTH PLAN [171] NLFH AETNA $5,277.39 ↓ -70%
BLUE CROSS BLUE SHIELD [1401] NLFH BC LAKE COUNTY PHYS ASSOC IPA $5,522.85 ↓ -68%
AETNA HEALTH PLAN [171] NLFH AETNA ASA $5,584.22 ↓ -68%
HEALTHLINK [125] NLFH SEIU HEALTHLINK $6,136.50 ↓ -65%
HEALTH'S FINEST NETWORK [126] NLFH HFN PLATINUM/CHC ELITE $7,842.45 ↓ -55%
THE ALLIANCE [1703] NLFH THE ALLIANCE $7,882.95 ↓ -55%
CIGNA HEALTH PLAN [178] NLFH CIGNA BROAD $7,952.90 ↓ -54%
MULTIPLAN/PHCS [142] NLFH PHCS $9,818.40 ↓ -43%
BEECHSTREET [176] NLFH PHCS $9,818.40 ↓ -43%
FIRST HEALTH PLAN [6034] NLFH FIRST HEALTH $10,063.86 ↓ -42%
HEALTH'S FINEST NETWORK [126] NLFH HFN PPO $11,045.70 ↓ -36%
UNITED HEALTHCARE [158] NLFH UHC NON-CONTRACTED OON - ED ONLY $12,273.00 ↓ -29%
MULTIPLAN/PHCS [142] NLFH NON-CONTRACTED PAYORS $12,273.00 ↓ -29%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS PAR/INDEMNITY ADP $12,273.00 ↓ -29%
HUMANA HEALTH PLAN [130] NLFH ADVOCATE IPA not published by hospital
GLOBAL EXCEL [1712] NLFH MEDICARE not published by hospital
BLUE CROSS BLUE SHIELD [1401] NLFH ADVOCATE IPA not published by hospital
ALTERNATE HUMANA MEDICARE ADV [2409] NLFH HUMANA MEDICARE ADVT not published by hospital
ALTERNATE BLUE CROSS MEDICARE ADV [2304] NLFH BLUE CROSS MEDICARE ADVT not published by hospital

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Percut ablate liver rf at other Illinois hospitals

Hospital City Cash price Negotiated range
Uchicago Medicine Adventhealth Hinsdale Hinsdale $3,000.00 $5,474.00 – $10,495.17
Advocate Christ Medical Center Oak Lawn $3,790.00 $2,986.52 – $25,111.00
Northwestern Memorial Hospital Chicago $22,557.65 not published
Advocate Condell Medical Center Libertyville $4,315.00 $3,400.22 – $16,667.00
Advocate Good Samaritan Hospital Downers Grove $7,440.00 $5,862.72 – $25,111.00
UnityPoint Health - Trinity Moline Rock Island $10,753.60 $660.71 – $4,994.88
Uchicago Medicine Adventhealth La Grange La Grange $3,000.00 $5,474.00 – $10,495.17
SSM Health Good Samaritan Hospital - Mt. Vernon Mount Vernon $5,504.95 $6,478.50 – $6,802.42

All Illinois hospitals for this procedure →