Intro cath dialysis circuit w/pta at Northwestern Lake Forest Hospital DBA Northwestern Medicine Catherine Gratz Griffin Lake Forest Hospital

1000 N. Westmoreland Rd., Lake Forest, IL · Nm · · NPI 1124025176

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$19,006.86

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$27,152.66

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.46 with UNITED HEALTHCARE [158] vs $12,059.00 with BLUE CROSS BLUE SHIELD [1401] — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITED HEALTHCARE [158] NLFH UHC HMO/PPO $8.46 ↓ -100%
UNITED HEALTHCARE [158] NLFH UHC CORE $8.46 ↓ -100%
AETNA HEALTH PLAN [171] NLFH AETNA NM EMPLOYEES $2,001.79 ↓ -89%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS HMO $2,555.30 ↓ -87%
ALTERNATE BLUE CROSS [1402] NLFH BCBS HMO $2,555.30 ↓ -87%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS BLUECHOICE SELECT $2,821.81 ↓ -85%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS BLUECHOICE OPTIONS $2,821.81 ↓ -85%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS BLUECHOICE PREFERRED $2,821.81 ↓ -85%
ALTERNATE BLUE CROSS [1402] NLFH BCBS PPO $3,292.11 ↓ -83%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS PPO $3,292.11 ↓ -83%
CIGNA HEALTH PLAN [178] NLFH CIGNA ALTERNATIVE $4,546.24 ↓ -76%
AETNA HEALTH PLAN [171] NLFH AETNA $5,185.37 ↓ -73%
BLUE CROSS BLUE SHIELD [1401] NLFH BC LAKE COUNTY PHYS ASSOC IPA $5,426.55 ↓ -71%
AETNA HEALTH PLAN [171] NLFH AETNA ASA $5,486.85 ↓ -71%
HEALTHLINK [125] NLFH SEIU HEALTHLINK $6,029.50 ↓ -68%
HEALTH'S FINEST NETWORK [126] NLFH HFN PLATINUM/CHC ELITE $7,705.70 ↓ -59%
THE ALLIANCE [1703] NLFH THE ALLIANCE $7,745.50 ↓ -59%
CIGNA HEALTH PLAN [178] NLFH CIGNA BROAD $7,814.23 ↓ -59%
MULTIPLAN/PHCS [142] NLFH PHCS $9,647.20 ↓ -49%
BEECHSTREET [176] NLFH PHCS $9,647.20 ↓ -49%
FIRST HEALTH PLAN [6034] NLFH FIRST HEALTH $9,888.38 ↓ -48%
HEALTH'S FINEST NETWORK [126] NLFH HFN PPO $10,853.10 ↓ -43%
UNITED HEALTHCARE [158] NLFH UHC NON-CONTRACTED OON - ED ONLY $12,059.00 ↓ -37%
MULTIPLAN/PHCS [142] NLFH NON-CONTRACTED PAYORS $12,059.00 ↓ -37%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS PAR/INDEMNITY ADP $12,059.00 ↓ -37%
HUMANA HEALTH PLAN [130] NLFH ADVOCATE IPA not published by hospital
GLOBAL EXCEL [1712] NLFH MEDICARE not published by hospital
BLUE CROSS BLUE SHIELD [1401] NLFH ADVOCATE IPA not published by hospital
ALTERNATE HUMANA MEDICARE ADV [2409] NLFH HUMANA MEDICARE ADVT not published by hospital
ALTERNATE BLUE CROSS MEDICARE ADV [2304] NLFH BLUE CROSS MEDICARE ADVT not published by hospital

Visitor-reported prices

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Intro cath dialysis circuit w/pta at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $10,258.20 $617.32 – $6,169.14
Uchicago Medicine Adventhealth Hinsdale Hinsdale $3,000.00 $5,474.00 – $9,880.68
Advocate Christ Medical Center Oak Lawn $7,740.00 $6,099.12 – $25,111.00
Northwestern Memorial Hospital Chicago $19,006.86 $20.00 – $20.00
Advocate Condell Medical Center Libertyville $6,360.00 $5,011.68 – $16,667.00
Advocate Good Samaritan Hospital Downers Grove $9,470.00 $7,462.36 – $25,111.00
UnityPoint Health - Trinity Moline Rock Island $14,631.21 $210.14 – $8,065.45
Uchicago Medicine Adventhealth La Grange La Grange $3,000.00 $5,474.00 – $9,880.68

All Illinois hospitals for this procedure →