Ins tun cv cath wo subq prt/pm at Northwestern Lake Forest Hospital DBA Northwestern Medicine Catherine Gratz Griffin Lake Forest Hospital
1000 N. Westmoreland Rd., Lake Forest, IL · Nm · · NPI 1124025176
$11,280.12
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$16,114.46
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$229.00 with UNITED HEALTHCARE [158] vs $5,962.00 with BLUE CROSS BLUE SHIELD [1401] — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UNITED HEALTHCARE [158] | NLFH UHC CORE | $229.00 | ↓ -98% |
| UNITED HEALTHCARE [158] | NLFH UHC HMO/PPO | $255.00 | ↓ -98% |
| AETNA HEALTH PLAN [171] | NLFH AETNA NM EMPLOYEES | $989.69 | ↓ -91% |
| BLUE CROSS BLUE SHIELD [1401] | NLFH BCBS HMO | $1,263.35 | ↓ -89% |
| ALTERNATE BLUE CROSS [1402] | NLFH BCBS HMO | $1,263.35 | ↓ -89% |
| BLUE CROSS BLUE SHIELD [1401] | NLFH BCBS BLUECHOICE SELECT | $1,395.11 | ↓ -88% |
| BLUE CROSS BLUE SHIELD [1401] | NLFH BCBS BLUECHOICE OPTIONS | $1,395.11 | ↓ -88% |
| BLUE CROSS BLUE SHIELD [1401] | NLFH BCBS BLUECHOICE PREFERRED | $1,395.11 | ↓ -88% |
| ALTERNATE BLUE CROSS [1402] | NLFH BCBS PPO | $1,627.63 | ↓ -86% |
| BLUE CROSS BLUE SHIELD [1401] | NLFH BCBS PPO | $1,627.63 | ↓ -86% |
| CIGNA HEALTH PLAN [178] | NLFH CIGNA ALTERNATIVE | $2,247.67 | ↓ -80% |
| AETNA HEALTH PLAN [171] | NLFH AETNA | $2,563.66 | ↓ -77% |
| BLUE CROSS BLUE SHIELD [1401] | NLFH BC LAKE COUNTY PHYS ASSOC IPA | $2,682.90 | ↓ -76% |
| AETNA HEALTH PLAN [171] | NLFH AETNA ASA | $2,712.71 | ↓ -76% |
| HEALTHLINK [125] | NLFH SEIU HEALTHLINK | $2,981.00 | ↓ -74% |
| HEALTH'S FINEST NETWORK [126] | NLFH HFN PLATINUM/CHC ELITE | $3,809.72 | ↓ -66% |
| THE ALLIANCE [1703] | NLFH THE ALLIANCE | $3,829.39 | ↓ -66% |
| CIGNA HEALTH PLAN [178] | NLFH CIGNA BROAD | $3,863.38 | ↓ -66% |
| MULTIPLAN/PHCS [142] | NLFH PHCS | $4,769.60 | ↓ -58% |
| BEECHSTREET [176] | NLFH PHCS | $4,769.60 | ↓ -58% |
| FIRST HEALTH PLAN [6034] | NLFH FIRST HEALTH | $4,888.84 | ↓ -57% |
| HEALTH'S FINEST NETWORK [126] | NLFH HFN PPO | $5,365.80 | ↓ -52% |
| UNITED HEALTHCARE [158] | NLFH UHC NON-CONTRACTED OON - ED ONLY | $5,962.00 | ↓ -47% |
| MULTIPLAN/PHCS [142] | NLFH NON-CONTRACTED PAYORS | $5,962.00 | ↓ -47% |
| BLUE CROSS BLUE SHIELD [1401] | NLFH BCBS PAR/INDEMNITY ADP | $5,962.00 | ↓ -47% |
| HUMANA HEALTH PLAN [130] | NLFH ADVOCATE IPA | not published by hospital | — |
| GLOBAL EXCEL [1712] | NLFH MEDICARE | not published by hospital | — |
| BLUE CROSS BLUE SHIELD [1401] | NLFH ADVOCATE IPA | not published by hospital | — |
| ALTERNATE HUMANA MEDICARE ADV [2409] | NLFH HUMANA MEDICARE ADVT | not published by hospital | — |
| ALTERNATE BLUE CROSS MEDICARE ADV [2304] | NLFH BLUE CROSS MEDICARE ADVT | not published by hospital | — |
Visitor-reported prices
Comments
Ins tun cv cath wo subq prt/pm at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $3,130.20 | $1,335.36 – $4,921.53 |
| MercyOne Genesis Aledo Medical Center | Aledo | $1,520.40 | $2,970.16 – $2,970.16 |
| Uchicago Medicine Adventhealth Hinsdale | Hinsdale | $1,875.00 | $576.00 – $5,481.46 |
| Advocate Christ Medical Center | Oak Lawn | $3,100.00 | $2,442.80 – $17,439.00 |
| Northwestern Memorial Hospital | Chicago | $13,108.81 | not published |
| Advocate Condell Medical Center | Libertyville | $3,665.00 | $2,888.02 – $9,476.00 |
| Advocate Good Samaritan Hospital | Downers Grove | $3,670.00 | $2,891.96 – $17,439.00 |
| UnityPoint Health - Trinity Moline | Rock Island | $4,115.61 | $230.43 – $2,448.63 |