Harvest auto stem cells at Northwestern Lake Forest Hospital DBA Northwestern Medicine Catherine Gratz Griffin Lake Forest Hospital
1000 N. Westmoreland Rd., Lake Forest, IL · Nm · · NPI 1124025176
$5,121.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$7,316.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,214.46 with AETNA HEALTH PLAN [171] vs $7,316.00 with MULTIPLAN/PHCS [142] — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA HEALTH PLAN [171] | NLFH AETNA NM EMPLOYEES | $1,214.46 | ↓ -76% |
| CIGNA HEALTH PLAN [178] | NLFH CIGNA ALTERNATIVE | $1,536.36 | ↓ -70% |
| ALTERNATE BLUE CROSS [1402] | NLFH BCBS HMO | $1,550.26 | ↓ -70% |
| BLUE CROSS BLUE SHIELD [1401] | NLFH BCBS HMO | $1,550.26 | ↓ -70% |
| BLUE CROSS BLUE SHIELD [1401] | NLFH BCBS BLUECHOICE PREFERRED | $1,711.94 | ↓ -67% |
| BLUE CROSS BLUE SHIELD [1401] | NLFH BCBS BLUECHOICE SELECT | $1,711.94 | ↓ -67% |
| BLUE CROSS BLUE SHIELD [1401] | NLFH BCBS BLUECHOICE OPTIONS | $1,711.94 | ↓ -67% |
| ALTERNATE BLUE CROSS [1402] | NLFH BCBS PPO | $1,997.27 | ↓ -61% |
| BLUE CROSS BLUE SHIELD [1401] | NLFH BCBS PPO | $1,997.27 | ↓ -61% |
| AETNA HEALTH PLAN [171] | NLFH AETNA | $3,145.88 | ↓ -39% |
| BLUE CROSS BLUE SHIELD [1401] | NLFH BC LAKE COUNTY PHYS ASSOC IPA | $3,292.20 | ↓ -36% |
| AETNA HEALTH PLAN [171] | NLFH AETNA ASA | $3,328.78 | ↓ -35% |
| CIGNA HEALTH PLAN [178] | NLFH CIGNA BROAD | $3,555.58 | ↓ -31% |
| HEALTHLINK [125] | NLFH SEIU HEALTHLINK | $3,658.00 | ↓ -29% |
| HEALTH'S FINEST NETWORK [126] | NLFH HFN PLATINUM/CHC ELITE | $4,674.92 | ↓ -9% |
| THE ALLIANCE [1703] | NLFH THE ALLIANCE | $4,699.07 | ↓ -8% |
| BEECHSTREET [176] | NLFH PHCS | $5,852.80 | ↑ +14% |
| MULTIPLAN/PHCS [142] | NLFH PHCS | $5,852.80 | ↑ +14% |
| FIRST HEALTH PLAN [6034] | NLFH FIRST HEALTH | $5,999.12 | ↑ +17% |
| HEALTH'S FINEST NETWORK [126] | NLFH HFN PPO | $6,584.40 | ↑ +29% |
| UNITED HEALTHCARE [158] | NLFH UHC NON-CONTRACTED OON - ED ONLY | $7,316.00 | ↑ +43% |
| BLUE CROSS BLUE SHIELD [1401] | NLFH BCBS PAR/INDEMNITY ADP | $7,316.00 | ↑ +43% |
| MULTIPLAN/PHCS [142] | NLFH NON-CONTRACTED PAYORS | $7,316.00 | ↑ +43% |
| BLUE CROSS BLUE SHIELD [1401] | NLFH ADVOCATE IPA | not published by hospital | — |
| GLOBAL EXCEL [1712] | NLFH MEDICARE | not published by hospital | — |
| ALTERNATE HUMANA MEDICARE ADV [2409] | NLFH HUMANA MEDICARE ADVT | not published by hospital | — |
| ALTERNATE BLUE CROSS MEDICARE ADV [2304] | NLFH BLUE CROSS MEDICARE ADVT | not published by hospital | — |
| HUMANA HEALTH PLAN [130] | NLFH ADVOCATE IPA | not published by hospital | — |
Visitor-reported prices
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Harvest auto stem cells at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UnityPoint Health - Trinity Moline | Rock Island | $216.80 | $74.81 – $1,275.30 |
| Advocate Childrens Hospital - Park Ridge | Park Ridge | $2,155.00 | $1,698.14 – $6,181.00 |
| Northwestern Medicine Central DuPage Hospital | IL 60190 | $5,121.20 | not published |
| Northwestern Medicine Delnor Hospital | Geneva | $5,121.20 | not published |
| Northwestern Medicine Palos Hospital | Palos Heights | $5,121.20 | not published |
| Northwestern Medicine Marianjoy Rehabilitation Hospital | Wheaton | $5,121.20 | not published |
| Northwestern Medicine Kishwaukee Hospital | DeKalb | $5,121.20 | not published |
| Northwestern Medicine McHenry Hospital | McHenry | $5,121.20 | not published |