#_fet/norfentcnfrmur at Northwestern Lake Forest Hospital DBA Northwestern Medicine Catherine Gratz Griffin Lake Forest Hospital
1000 N. Westmoreland Rd., Lake Forest, IL · Nm · · NPI 1124025176
$40.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$58.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$8.80 with AETNA HEALTH PLAN [171] vs $53.00 with UNITED HEALTHCARE [158] — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA HEALTH PLAN [171] | NLFH AETNA NM EMPLOYEES | $8.80 | ↓ -78% |
| ALTERNATE BLUE CROSS [1402] | NLFH BCBS HMO | $11.23 | ↓ -72% |
| BLUE CROSS BLUE SHIELD [1401] | NLFH BCBS HMO | $11.23 | ↓ -72% |
| BLUE CROSS BLUE SHIELD [1401] | NLFH BCBS BLUECHOICE PREFERRED | $12.40 | ↓ -69% |
| BLUE CROSS BLUE SHIELD [1401] | NLFH BCBS BLUECHOICE OPTIONS | $12.40 | ↓ -69% |
| BLUE CROSS BLUE SHIELD [1401] | NLFH BCBS BLUECHOICE SELECT | $12.40 | ↓ -69% |
| BLUE CROSS BLUE SHIELD [1401] | NLFH BCBS PPO | $14.47 | ↓ -64% |
| ALTERNATE BLUE CROSS [1402] | NLFH BCBS PPO | $14.47 | ↓ -64% |
| BLUE CROSS BLUE SHIELD [1401] | NLFH BC LAKE COUNTY PHYS ASSOC IPA | $23.85 | ↓ -41% |
| AETNA HEALTH PLAN [171] | NLFH AETNA ASA | $24.12 | ↓ -41% |
| HEALTHLINK [125] | NLFH SEIU HEALTHLINK | $26.50 | ↓ -35% |
| HEALTH'S FINEST NETWORK [126] | NLFH HFN PLATINUM/CHC ELITE | $33.87 | ↓ -17% |
| THE ALLIANCE [1703] | NLFH THE ALLIANCE | $34.04 | ↓ -16% |
| BEECHSTREET [176] | NLFH PHCS | $42.40 | ↑ +4% |
| MULTIPLAN/PHCS [142] | NLFH PHCS | $42.40 | ↑ +4% |
| FIRST HEALTH PLAN [6034] | NLFH FIRST HEALTH | $43.46 | ↑ +7% |
| HEALTH'S FINEST NETWORK [126] | NLFH HFN PPO | $47.70 | ↑ +17% |
| MULTIPLAN/PHCS [142] | NLFH NON-CONTRACTED PAYORS | $53.00 | ↑ +31% |
| BLUE CROSS BLUE SHIELD [1401] | NLFH BCBS PAR/INDEMNITY ADP | $53.00 | ↑ +31% |
| UNITED HEALTHCARE [158] | NLFH UHC NON-CONTRACTED OON - ED ONLY | $53.00 | ↑ +31% |
| GLOBAL EXCEL [1712] | NLFH MEDICARE | not published by hospital | — |
| ALTERNATE BLUE CROSS MEDICARE ADV [2304] | NLFH BLUE CROSS MEDICARE ADVT | not published by hospital | — |
| ALTERNATE HUMANA MEDICARE ADV [2409] | NLFH HUMANA MEDICARE ADVT | not published by hospital | — |
| BLUE CROSS BLUE SHIELD [1401] | NLFH ADVOCATE IPA | not published by hospital | — |
| HUMANA HEALTH PLAN [130] | NLFH ADVOCATE IPA | not published by hospital | — |
Visitor-reported prices
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#_fet/norfentcnfrmur at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $306.00 | $11.24 – $469.20 |
| MercyOne Genesis Aledo Medical Center | Aledo | $306.00 | $30.44 – $239.70 |
| Uchicago Medicine Adventhealth Hinsdale | Hinsdale | $30.00 | $29.32 – $161.55 |
| Advocate Christ Medical Center | Oak Lawn | $307.50 | $214.64 – $492.00 |
| Northwestern Memorial Hospital | Chicago | $40.60 | not published |
| Advocate Condell Medical Center | Libertyville | $307.50 | $242.31 – $492.00 |
| Advocate Good Samaritan Hospital | Downers Grove | $307.50 | $214.64 – $492.00 |
| UnityPoint Health - Trinity Moline | Rock Island | $72.14 | $13.16 – $44.99 |