Device ablt adv novasure at Northwestern Lake Forest Hospital DBA Northwestern Medicine Catherine Gratz Griffin Lake Forest Hospital

1000 N. Westmoreland Rd., Lake Forest, IL · Nm · · NPI 1124025176

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$31,418.07

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$44,882.96

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,791.42 with AETNA HEALTH PLAN [171] vs $10,791.66 with UNITED HEALTHCARE [158] — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA HEALTH PLAN [171] NLFH AETNA NM EMPLOYEES $1,791.42 ↓ -94%
CIGNA HEALTH PLAN [178] NLFH CIGNA ALTERNATIVE $2,266.25 ↓ -93%
ALTERNATE BLUE CROSS [1402] NLFH BCBS HMO $2,286.75 ↓ -93%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS HMO $2,286.75 ↓ -93%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS BLUECHOICE PREFERRED $2,525.25 ↓ -92%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS BLUECHOICE SELECT $2,525.25 ↓ -92%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS BLUECHOICE OPTIONS $2,525.25 ↓ -92%
ALTERNATE BLUE CROSS [1402] NLFH BCBS PPO $2,946.12 ↓ -91%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS PPO $2,946.12 ↓ -91%
AETNA HEALTH PLAN [171] NLFH AETNA $4,640.41 ↓ -85%
BLUE CROSS BLUE SHIELD [1401] NLFH BC LAKE COUNTY PHYS ASSOC IPA $4,856.25 ↓ -85%
AETNA HEALTH PLAN [171] NLFH AETNA ASA $4,910.21 ↓ -84%
UNITED HEALTHCARE [158] NLFH UHC CORE $5,115.25 ↓ -84%
CIGNA HEALTH PLAN [178] NLFH CIGNA BROAD $5,244.75 ↓ -83%
HEALTHLINK [125] NLFH SEIU HEALTHLINK $5,395.83 ↓ -83%
UNITED HEALTHCARE [158] NLFH UHC HMO/PPO $5,687.20 ↓ -82%
HEALTH'S FINEST NETWORK [126] NLFH HFN PLATINUM/CHC ELITE $6,895.87 ↓ -78%
THE ALLIANCE [1703] NLFH THE ALLIANCE $6,931.48 ↓ -78%
BEECHSTREET [176] NLFH PHCS $8,633.33 ↓ -73%
MULTIPLAN/PHCS [142] NLFH PHCS $8,633.33 ↓ -73%
FIRST HEALTH PLAN [6034] NLFH FIRST HEALTH $8,849.16 ↓ -72%
HEALTH'S FINEST NETWORK [126] NLFH HFN PPO $9,712.49 ↓ -69%
MULTIPLAN/PHCS [142] NLFH NON-CONTRACTED PAYORS $10,791.66 ↓ -66%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS PAR/INDEMNITY ADP $10,791.66 ↓ -66%
UNITED HEALTHCARE [158] NLFH UHC NON-CONTRACTED OON - ED ONLY $10,791.66 ↓ -66%
GLOBAL EXCEL [1712] NLFH MEDICARE not published by hospital
HUMANA HEALTH PLAN [130] NLFH ADVOCATE IPA not published by hospital
BLUE CROSS BLUE SHIELD [1401] NLFH ADVOCATE IPA not published by hospital
ALTERNATE BLUE CROSS MEDICARE ADV [2304] NLFH BLUE CROSS MEDICARE ADVT not published by hospital
ALTERNATE HUMANA MEDICARE ADV [2409] NLFH HUMANA MEDICARE ADVT not published by hospital

Visitor-reported prices

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Device ablt adv novasure at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $2,287.80 $1,220.16 – $3,507.96
MercyOne Genesis Aledo Medical Center Aledo $2,287.80 $1,715.85 – $1,792.11
Advocate Christ Medical Center Oak Lawn $18,189.00 $2,012.44 – $4,613.04
Northwestern Memorial Hospital Chicago $28,190.08 not published
Advocate Condell Medical Center Libertyville $3,471.70 $2,735.70 – $5,554.72
Advocate Good Samaritan Hospital Downers Grove $5,860.89 $307.92 – $705.84
SSM Health Good Samaritan Hospital - Mt. Vernon Mount Vernon $4,452.25 not published
Advocate Illinois Masonic Medical Center Chicago $5,839.33 $2,714.31 – $6,330.80

All Illinois hospitals for this procedure →