Clsd tx iphal jnt disl w/manip req anes at Northwestern Lake Forest Hospital DBA Northwestern Medicine Catherine Gratz Griffin Lake Forest Hospital
1000 N. Westmoreland Rd., Lake Forest, IL · Nm · · NPI 1124025176
$1,141.70
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,631.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$270.75 with AETNA HEALTH PLAN [171] vs $1,631.00 with BLUE CROSS BLUE SHIELD [1401] — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA HEALTH PLAN [171] | NLFH AETNA NM EMPLOYEES | $270.75 | ↓ -76% |
| ALTERNATE BLUE CROSS [1402] | NLFH BCBS HMO | $345.61 | ↓ -70% |
| BLUE CROSS BLUE SHIELD [1401] | NLFH BCBS HMO | $345.61 | ↓ -70% |
| CIGNA HEALTH PLAN [178] | NLFH CIGNA ALTERNATIVE | $614.89 | ↓ -46% |
| BLUE CROSS BLUE SHIELD [1401] | NLFH BC LAKE COUNTY PHYS ASSOC IPA | $733.95 | ↓ -36% |
| HEALTHLINK [125] | NLFH SEIU HEALTHLINK | $815.50 | ↓ -29% |
| HEALTH'S FINEST NETWORK [126] | NLFH HFN PLATINUM/CHC ELITE | $1,042.21 | ↓ -9% |
| THE ALLIANCE [1703] | NLFH THE ALLIANCE | $1,047.59 | ↓ -8% |
| CIGNA HEALTH PLAN [178] | NLFH CIGNA BROAD | $1,097.66 | ↓ -4% |
| BEECHSTREET [176] | NLFH PHCS | $1,304.80 | ↑ +14% |
| MULTIPLAN/PHCS [142] | NLFH PHCS | $1,304.80 | ↑ +14% |
| FIRST HEALTH PLAN [6034] | NLFH FIRST HEALTH | $1,337.42 | ↑ +17% |
| HEALTH'S FINEST NETWORK [126] | NLFH HFN PPO | $1,467.90 | ↑ +29% |
| MULTIPLAN/PHCS [142] | NLFH NON-CONTRACTED PAYORS | $1,631.00 | ↑ +43% |
| BLUE CROSS BLUE SHIELD [1401] | NLFH BCBS PAR/INDEMNITY ADP | $1,631.00 | ↑ +43% |
| ALTERNATE HUMANA MEDICARE ADV [2409] | NLFH HUMANA MEDICARE ADVT | not published by hospital | — |
| HUMANA HEALTH PLAN [130] | NLFH ADVOCATE IPA | not published by hospital | — |
| BLUE CROSS BLUE SHIELD [1401] | NLFH ADVOCATE IPA | not published by hospital | — |
| GLOBAL EXCEL [1712] | NLFH MEDICARE | not published by hospital | — |
| ALTERNATE BLUE CROSS MEDICARE ADV [2304] | NLFH BLUE CROSS MEDICARE ADVT | not published by hospital | — |
Visitor-reported prices
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Clsd tx iphal jnt disl w/manip req anes at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $719.40 | $997.04 – $1,103.08 |
| MercyOne Genesis Aledo Medical Center | Aledo | $719.40 | $2,700.24 – $2,970.16 |
| Northwestern Memorial Hospital | Chicago | $1,141.70 | not published |
| UnityPoint Health - Trinity Moline | Rock Island | $944.80 | $206.61 – $789.58 |
| Advocate Sherman Hospital | Elgin | $350.00 | $214.20 – $630.00 |
| OSF Little Company of Mary Medical Center | Evergreen Park | $1,637.40 | $299.72 – $557.49 |
| OSF Sacred Heart Medical Center – Urbana | Danville | $167.40 | $299.72 – $4,342.00 |
| OSF Saint Anthony Medical Center | Rockford | $2,615.40 | $299.72 – $1,468.00 |