Chronic urticaria - sendout at Northwestern Lake Forest Hospital DBA Northwestern Medicine Catherine Gratz Griffin Lake Forest Hospital

1000 N. Westmoreland Rd., Lake Forest, IL · Nm · · NPI 1124025176

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$336.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$481.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.45 with AETNA HEALTH PLAN [171] vs $75.00 with UNITED HEALTHCARE [158] — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA HEALTH PLAN [171] NLFH AETNA NM EMPLOYEES $12.45 ↓ -96%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS HMO $15.89 ↓ -95%
ALTERNATE BLUE CROSS [1402] NLFH BCBS HMO $15.89 ↓ -95%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS BLUECHOICE PREFERRED $17.55 ↓ -95%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS BLUECHOICE OPTIONS $17.55 ↓ -95%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS BLUECHOICE SELECT $17.55 ↓ -95%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS PPO $20.48 ↓ -94%
ALTERNATE BLUE CROSS [1402] NLFH BCBS PPO $20.48 ↓ -94%
BLUE CROSS BLUE SHIELD [1401] NLFH BC LAKE COUNTY PHYS ASSOC IPA $33.75 ↓ -90%
AETNA HEALTH PLAN [171] NLFH AETNA ASA $34.13 ↓ -90%
HEALTHLINK [125] NLFH SEIU HEALTHLINK $37.50 ↓ -89%
HEALTH'S FINEST NETWORK [126] NLFH HFN PLATINUM/CHC ELITE $47.93 ↓ -86%
BEECHSTREET [176] NLFH PHCS $60.00 ↓ -82%
MULTIPLAN/PHCS [142] NLFH PHCS $60.00 ↓ -82%
FIRST HEALTH PLAN [6034] NLFH FIRST HEALTH $61.50 ↓ -82%
HEALTH'S FINEST NETWORK [126] NLFH HFN PPO $67.50 ↓ -80%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS PAR/INDEMNITY ADP $75.00 ↓ -78%
MULTIPLAN/PHCS [142] NLFH NON-CONTRACTED PAYORS $75.00 ↓ -78%
UNITED HEALTHCARE [158] NLFH UHC NON-CONTRACTED OON - ED ONLY $75.00 ↓ -78%
HUMANA HEALTH PLAN [130] NLFH ADVOCATE IPA not published by hospital
GLOBAL EXCEL [1712] NLFH MEDICARE not published by hospital
ALTERNATE BLUE CROSS MEDICARE ADV [2304] NLFH BLUE CROSS MEDICARE ADVT not published by hospital
BLUE CROSS BLUE SHIELD [1401] NLFH ADVOCATE IPA not published by hospital
ALTERNATE HUMANA MEDICARE ADV [2409] NLFH HUMANA MEDICARE ADVT not published by hospital

Visitor-reported prices

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Chronic urticaria - sendout at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $175.20 $9.15 – $268.64
MercyOne Genesis Aledo Medical Center Aledo $175.20 $14.33 – $137.24
Northwestern Memorial Hospital Chicago $358.40 not published
UnityPoint Health - Trinity Moline Rock Island $48.57 $3.50 – $26.77
Ascension Saint Joseph - Chicago (Presence Chicago Hospital Network) Chicago $15.18 $9.35 – $51.76
OSF Holy Family Medical Center Monmouth $595.20 not published
OSF Little Company of Mary Medical Center Evergreen Park $432.00 $12.46 – $23.18
OSF Sacred Heart Medical Center – Urbana Danville $556.20 $12.46 – $12.71

All Illinois hospitals for this procedure →