Biopsy needle liver percutaneous at Northwestern Lake Forest Hospital DBA Northwestern Medicine Catherine Gratz Griffin Lake Forest Hospital

1000 N. Westmoreland Rd., Lake Forest, IL · Nm · · NPI 1124025176

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$13,389.25

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$19,127.50

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$297.45 with UNITED HEALTHCARE [158] vs $4,129.00 with BLUE CROSS BLUE SHIELD [1401] — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITED HEALTHCARE [158] NLFH UHC HMO/PPO $297.45 ↓ -98%
UNITED HEALTHCARE [158] NLFH UHC CORE $297.45 ↓ -98%
AETNA HEALTH PLAN [171] NLFH AETNA NM EMPLOYEES $685.41 ↓ -95%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS HMO $874.94 ↓ -93%
ALTERNATE BLUE CROSS [1402] NLFH BCBS HMO $874.94 ↓ -93%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS BLUECHOICE SELECT $966.19 ↓ -93%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS BLUECHOICE OPTIONS $966.19 ↓ -93%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS BLUECHOICE PREFERRED $966.19 ↓ -93%
ALTERNATE BLUE CROSS [1402] NLFH BCBS PPO $1,127.22 ↓ -92%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS PPO $1,127.22 ↓ -92%
CIGNA HEALTH PLAN [178] NLFH CIGNA ALTERNATIVE $1,556.63 ↓ -88%
AETNA HEALTH PLAN [171] NLFH AETNA $1,775.47 ↓ -87%
BLUE CROSS BLUE SHIELD [1401] NLFH BC LAKE COUNTY PHYS ASSOC IPA $1,858.05 ↓ -86%
AETNA HEALTH PLAN [171] NLFH AETNA ASA $1,878.70 ↓ -86%
HEALTHLINK [125] NLFH SEIU HEALTHLINK $2,064.50 ↓ -85%
HEALTH'S FINEST NETWORK [126] NLFH HFN PLATINUM/CHC ELITE $2,638.43 ↓ -80%
THE ALLIANCE [1703] NLFH THE ALLIANCE $2,652.06 ↓ -80%
CIGNA HEALTH PLAN [178] NLFH CIGNA BROAD $2,675.59 ↓ -80%
MULTIPLAN/PHCS [142] NLFH PHCS $3,303.20 ↓ -75%
BEECHSTREET [176] NLFH PHCS $3,303.20 ↓ -75%
FIRST HEALTH PLAN [6034] NLFH FIRST HEALTH $3,385.78 ↓ -75%
HEALTH'S FINEST NETWORK [126] NLFH HFN PPO $3,716.10 ↓ -72%
UNITED HEALTHCARE [158] NLFH UHC NON-CONTRACTED OON - ED ONLY $4,129.00 ↓ -69%
MULTIPLAN/PHCS [142] NLFH NON-CONTRACTED PAYORS $4,129.00 ↓ -69%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS PAR/INDEMNITY ADP $4,129.00 ↓ -69%
HUMANA HEALTH PLAN [130] NLFH ADVOCATE IPA not published by hospital
GLOBAL EXCEL [1712] NLFH MEDICARE not published by hospital
BLUE CROSS BLUE SHIELD [1401] NLFH ADVOCATE IPA not published by hospital
ALTERNATE HUMANA MEDICARE ADV [2409] NLFH HUMANA MEDICARE ADVT not published by hospital
ALTERNATE BLUE CROSS MEDICARE ADV [2304] NLFH BLUE CROSS MEDICARE ADVT not published by hospital

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Biopsy needle liver percutaneous at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $1,416.60 $724.46 – $3,343.15
MercyOne Genesis Aledo Medical Center Aledo $1,416.60 $261.00 – $1,776.46
Uchicago Medicine Adventhealth Hinsdale Hinsdale $600.00 $430.00 – $2,867.21
Advocate Christ Medical Center Oak Lawn $1,025.00 $807.70 – $6,181.00
Northwestern Memorial Hospital Chicago $13,389.25 $297.45 – $297.45
Advocate Condell Medical Center Libertyville $2,625.00 $2,068.50 – $4,636.00
Advocate Good Samaritan Hospital Downers Grove $1,760.00 $1,386.88 – $6,181.00
UnityPoint Health - Trinity Moline Rock Island $1,578.89 $78.77 – $1,260.48

All Illinois hospitals for this procedure →