Asp core fat pad at Northwestern Lake Forest Hospital DBA Northwestern Medicine Catherine Gratz Griffin Lake Forest Hospital
1000 N. Westmoreland Rd., Lake Forest, IL · Nm · · NPI 1124025176
$10,215.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$14,594.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$89.64 with AETNA HEALTH PLAN [171] vs $540.00 with MULTIPLAN/PHCS [142] — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA HEALTH PLAN [171] | NLFH AETNA NM EMPLOYEES | $89.64 | ↓ -99% |
| ALTERNATE BLUE CROSS [1402] | NLFH BCBS HMO | $114.43 | ↓ -99% |
| BLUE CROSS BLUE SHIELD [1401] | NLFH BCBS HMO | $114.43 | ↓ -99% |
| BLUE CROSS BLUE SHIELD [1401] | NLFH BCBS BLUECHOICE PREFERRED | $126.36 | ↓ -99% |
| BLUE CROSS BLUE SHIELD [1401] | NLFH BCBS BLUECHOICE SELECT | $126.36 | ↓ -99% |
| BLUE CROSS BLUE SHIELD [1401] | NLFH BCBS BLUECHOICE OPTIONS | $126.36 | ↓ -99% |
| BLUE CROSS BLUE SHIELD [1401] | NLFH BCBS PPO | $147.42 | ↓ -99% |
| ALTERNATE BLUE CROSS [1402] | NLFH BCBS PPO | $147.42 | ↓ -99% |
| CIGNA HEALTH PLAN [178] | NLFH CIGNA ALTERNATIVE | $203.58 | ↓ -98% |
| AETNA HEALTH PLAN [171] | NLFH AETNA | $232.20 | ↓ -98% |
| BLUE CROSS BLUE SHIELD [1401] | NLFH BC LAKE COUNTY PHYS ASSOC IPA | $243.00 | ↓ -98% |
| AETNA HEALTH PLAN [171] | NLFH AETNA ASA | $245.70 | ↓ -98% |
| HEALTHLINK [125] | NLFH SEIU HEALTHLINK | $270.00 | ↓ -97% |
| HEALTH'S FINEST NETWORK [126] | NLFH HFN PLATINUM/CHC ELITE | $345.06 | ↓ -97% |
| THE ALLIANCE [1703] | NLFH THE ALLIANCE | $346.84 | ↓ -97% |
| CIGNA HEALTH PLAN [178] | NLFH CIGNA BROAD | $349.92 | ↓ -97% |
| MULTIPLAN/PHCS [142] | NLFH PHCS | $432.00 | ↓ -96% |
| BEECHSTREET [176] | NLFH PHCS | $432.00 | ↓ -96% |
| FIRST HEALTH PLAN [6034] | NLFH FIRST HEALTH | $442.80 | ↓ -96% |
| HEALTH'S FINEST NETWORK [126] | NLFH HFN PPO | $486.00 | ↓ -95% |
| BLUE CROSS BLUE SHIELD [1401] | NLFH BCBS PAR/INDEMNITY ADP | $540.00 | ↓ -95% |
| UNITED HEALTHCARE [158] | NLFH UHC NON-CONTRACTED OON - ED ONLY | $540.00 | ↓ -95% |
| MULTIPLAN/PHCS [142] | NLFH NON-CONTRACTED PAYORS | $540.00 | ↓ -95% |
| BLUE CROSS BLUE SHIELD [1401] | NLFH ADVOCATE IPA | not published by hospital | — |
| GLOBAL EXCEL [1712] | NLFH MEDICARE | not published by hospital | — |
| ALTERNATE HUMANA MEDICARE ADV [2409] | NLFH HUMANA MEDICARE ADVT | not published by hospital | — |
| ALTERNATE BLUE CROSS MEDICARE ADV [2304] | NLFH BLUE CROSS MEDICARE ADVT | not published by hospital | — |
| HUMANA HEALTH PLAN [130] | NLFH ADVOCATE IPA | not published by hospital | — |
Visitor-reported prices
Comments
Asp core fat pad at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Northwestern Memorial Hospital | Chicago | $10,215.80 | not published |
| Advocate Good Samaritan Hospital | Downers Grove | $287.50 | $84.00 – $460.00 |
| UnityPoint Health - Trinity Moline | Rock Island | $388.07 | $154.58 – $8,778.00 |
| SSM Health Good Samaritan Hospital - Mt. Vernon | Mount Vernon | $216.70 | $215.00 – $225.75 |
| Advocate Illinois Masonic Medical Center | Chicago | $287.50 | $84.00 – $468.05 |
| SSM Health St. Mary's Hospital - Centralia | Centralia | $216.70 | $215.00 – $225.75 |
| OSF Little Company of Mary Medical Center | Evergreen Park | $1,791.00 | $215.00 – $399.91 |
| OSF Sacred Heart Medical Center – Urbana | Danville | $396.60 | $215.00 – $4,342.00 |