Allograft membrn amnio 1x2cm hu ambriodry at Northwestern Lake Forest Hospital DBA Northwestern Medicine Catherine Gratz Griffin Lake Forest Hospital

1000 N. Westmoreland Rd., Lake Forest, IL · Nm · · NPI 1124025176

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$21,670.14

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$30,957.34

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$866.08 with AETNA HEALTH PLAN [171] vs $5,217.32 with UNITED HEALTHCARE [158] — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA HEALTH PLAN [171] NLFH AETNA NM EMPLOYEES $866.08 ↓ -96%
CIGNA HEALTH PLAN [178] NLFH CIGNA ALTERNATIVE $1,095.64 ↓ -95%
ALTERNATE BLUE CROSS [1402] NLFH BCBS HMO $1,105.55 ↓ -95%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS HMO $1,105.55 ↓ -95%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS BLUECHOICE PREFERRED $1,220.85 ↓ -94%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS BLUECHOICE SELECT $1,220.85 ↓ -94%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS BLUECHOICE OPTIONS $1,220.85 ↓ -94%
ALTERNATE BLUE CROSS [1402] NLFH BCBS PPO $1,424.33 ↓ -93%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS PPO $1,424.33 ↓ -93%
AETNA HEALTH PLAN [171] NLFH AETNA $2,243.45 ↓ -90%
BLUE CROSS BLUE SHIELD [1401] NLFH BC LAKE COUNTY PHYS ASSOC IPA $2,347.79 ↓ -89%
AETNA HEALTH PLAN [171] NLFH AETNA ASA $2,373.88 ↓ -89%
UNITED HEALTHCARE [158] NLFH UHC CORE $2,473.01 ↓ -89%
CIGNA HEALTH PLAN [178] NLFH CIGNA BROAD $2,535.62 ↓ -88%
HEALTHLINK [125] NLFH SEIU HEALTHLINK $2,608.66 ↓ -88%
UNITED HEALTHCARE [158] NLFH UHC HMO/PPO $2,749.53 ↓ -87%
HEALTH'S FINEST NETWORK [126] NLFH HFN PLATINUM/CHC ELITE $3,333.87 ↓ -85%
THE ALLIANCE [1703] NLFH THE ALLIANCE $3,351.08 ↓ -85%
FIRST HEALTH PLAN [6034] NLFH FIRST HEALTH $4,017.34 ↓ -81%
BEECHSTREET [176] NLFH PHCS $4,173.86 ↓ -81%
MULTIPLAN/PHCS [142] NLFH PHCS $4,173.86 ↓ -81%
HEALTH'S FINEST NETWORK [126] NLFH HFN PPO $4,695.59 ↓ -78%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS PAR/INDEMNITY ADP $5,217.32 ↓ -76%
MULTIPLAN/PHCS [142] NLFH NON-CONTRACTED PAYORS $5,217.32 ↓ -76%
UNITED HEALTHCARE [158] NLFH UHC NON-CONTRACTED OON - ED ONLY $5,217.32 ↓ -76%
ALTERNATE HUMANA MEDICARE ADV [2409] NLFH HUMANA MEDICARE ADVT not published by hospital
ALTERNATE BLUE CROSS MEDICARE ADV [2304] NLFH BLUE CROSS MEDICARE ADVT not published by hospital
HUMANA HEALTH PLAN [130] NLFH ADVOCATE IPA not published by hospital
BLUE CROSS BLUE SHIELD [1401] NLFH ADVOCATE IPA not published by hospital
GLOBAL EXCEL [1712] NLFH MEDICARE not published by hospital

Visitor-reported prices

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Allograft membrn amnio 1x2cm hu ambriodry at other Illinois hospitals

Hospital City Cash price Negotiated range
Advocate Christ Medical Center Oak Lawn $1,567.35 $789.94 – $2,507.76
Northwestern Memorial Hospital Chicago $1,873.62 not published
Advocate Illinois Masonic Medical Center Chicago $2,146.50 $974.51 – $3,434.40
Advocate Childrens Hospital - Park Ridge Park Ridge $7,105.00 $1,498.26 – $3,434.40
Advocate South Suburban Hospital Hazel Crest $1,429.65 $894.96 – $2,287.44
Northwestern Medicine Central DuPage Hospital IL 60190 $5,506.09 not published
Northwestern Medicine Delnor Hospital Geneva $15,721.56 not published
Northwestern Medicine Palos Hospital Palos Heights $6,104.97 not published

All Illinois hospitals for this procedure →