Ablate heart dysrhythm focus at Northwestern Lake Forest Hospital DBA Northwestern Medicine Catherine Gratz Griffin Lake Forest Hospital

1000 N. Westmoreland Rd., Lake Forest, IL · Nm · · NPI 1124025176

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$9,005.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$12,865.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2,135.59 with AETNA HEALTH PLAN [171] vs $12,865.00 with BLUE CROSS BLUE SHIELD [1401] — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA HEALTH PLAN [171] NLFH AETNA NM EMPLOYEES $2,135.59 ↓ -76%
CIGNA HEALTH PLAN [178] NLFH CIGNA ALTERNATIVE $2,701.65 ↓ -70%
ALTERNATE BLUE CROSS [1402] NLFH BCBS HMO $2,726.09 ↓ -70%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS HMO $2,726.09 ↓ -70%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS BLUECHOICE SELECT $3,010.41 ↓ -67%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS BLUECHOICE OPTIONS $3,010.41 ↓ -67%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS BLUECHOICE PREFERRED $3,010.41 ↓ -67%
ALTERNATE BLUE CROSS [1402] NLFH BCBS PPO $3,512.15 ↓ -61%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS PPO $3,512.15 ↓ -61%
BLUE CROSS BLUE SHIELD [1401] NLFH BC LAKE COUNTY PHYS ASSOC IPA $5,789.25 ↓ -36%
CIGNA HEALTH PLAN [178] NLFH CIGNA BROAD $6,252.39 ↓ -31%
HEALTHLINK [125] NLFH SEIU HEALTHLINK $6,432.50 ↓ -29%
HEALTH'S FINEST NETWORK [126] NLFH HFN PLATINUM/CHC ELITE $8,220.74 ↓ -9%
THE ALLIANCE [1703] NLFH THE ALLIANCE $8,263.19 ↓ -8%
BEECHSTREET [176] NLFH PHCS $10,292.00 ↑ +14%
MULTIPLAN/PHCS [142] NLFH PHCS $10,292.00 ↑ +14%
FIRST HEALTH PLAN [6034] NLFH FIRST HEALTH $10,549.30 ↑ +17%
HEALTH'S FINEST NETWORK [126] NLFH HFN PPO $11,578.50 ↑ +29%
MULTIPLAN/PHCS [142] NLFH NON-CONTRACTED PAYORS $12,865.00 ↑ +43%
UNITED HEALTHCARE [158] NLFH UHC NON-CONTRACTED OON - ED ONLY $12,865.00 ↑ +43%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS PAR/INDEMNITY ADP $12,865.00 ↑ +43%
ALTERNATE HUMANA MEDICARE ADV [2409] NLFH HUMANA MEDICARE ADVT not published by hospital
ALTERNATE BLUE CROSS MEDICARE ADV [2304] NLFH BLUE CROSS MEDICARE ADVT not published by hospital
BLUE CROSS BLUE SHIELD [1401] NLFH ADVOCATE IPA not published by hospital
GLOBAL EXCEL [1712] NLFH MEDICARE not published by hospital
HUMANA HEALTH PLAN [130] NLFH ADVOCATE IPA not published by hospital

Visitor-reported prices

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Ablate heart dysrhythm focus at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $8,280.00 $895.82 – $12,696.00
Uchicago Medicine Adventhealth Hinsdale Hinsdale $2,837.50 $5,474.00 – $13,540.39
Advocate Christ Medical Center Oak Lawn $4,040.00 $3,183.52 – $25,111.00
Northwestern Memorial Hospital Chicago $9,967.30 not published
Advocate Condell Medical Center Libertyville $6,520.00 $2,329.28 – $16,667.00
Advocate Good Samaritan Hospital Downers Grove $8,465.00 $3,779.21 – $25,111.00
UnityPoint Health - Trinity Moline Rock Island $9,523.83 $498.27 – $5,903.25
Uchicago Medicine Adventhealth La Grange La Grange $2,837.50 $5,474.00 – $13,540.39

All Illinois hospitals for this procedure →