Finger X-ray (both hands) at HSHS St. John's Hospital

800 E Carpenter St. Springfield, IL 62769|301 N. 8th St., IL · Hshs · · NPI 1205818481

Source: hospital's published price file ↗ · Published Mar 24, 2026 · Ingested Sep 16, 2026

$443.52

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$616.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$24.34 with WEXFORD vs $616.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WEXFORD WEXFORD HEALTH SOURCES $24.34 ↓ -95%
MOLINA HEALTHCARE MOLINA MEDICAID $25.55 ↓ -94%
MERIDIAN HEALTH PLAN MERIDIAN HMO MCD $26.77 ↓ -94%
HEALTHLINK ALL COMMERCIAL HEALTHLINK - PPO $42.11 ↓ -91%
HEALTHLINK ST CLAIR COUNTY HOUSING AUTHORITY $42.11 ↓ -91%
HEALTHLINK HEALTHLINK CASINO QUEEN $42.11 ↓ -91%
HEALTHLINK ALL COMMERCIAL HEALTHLINK $42.11 ↓ -91%
HUMANA HUMANA MEDICARE ADVANTAGE $46.63 ↓ -89%
BLUE CROSS BLUE SHIELD OF ILLINOIS BCBS IL MMAI $46.63 ↓ -89%
UNITED HEALTHCARE UNITED HEALTH CARE MEDICARE $46.63 ↓ -89%
AETNA AETNA MEDICARE $46.63 ↓ -89%
HUMANA HUMANA MEDICARE $46.63 ↓ -89%
BLUE CROSS BLUE SHIELD OF ILLINOIS BCBS IL MEDICARE $46.63 ↓ -89%
CLEAR SPRING HEALTH OF ILLINOIS CLEAR SPRING HEALTH MEDICARE ADV $46.63 ↓ -89%
COVENTRY COVENTRY MEDICARE ADVANTRA $46.63 ↓ -89%
BLUE CROSS BLUE SHIELD OF ILLINOIS BLUE CROSS BLUE SHIELD OF ILLINOIS MEDICARE ADV $46.63 ↓ -89%
MOLINA HEALTHCARE MOLINA MEDICARE $48.96 ↓ -89%
AETNA ALL COMMERCIAL AETNA $56.10 ↓ -87%
CIGNA ALL COMMERCIAL CIGNA $95.26 ↓ -79%
CELTIC INSURANCE COMPANY ALL COMMERCIAL EXCHANGE AMBETTER $102.58 ↓ -77%
NAPHCARE ALL COMMERICAL NAPHCARE $104.91 ↓ -76%
CLAIM DOC ALL COMMERCIAL CLAIM DOC $116.57 ↓ -74%
HOPETRUST ALL COMMERCIAL HOPETRUST $116.57 ↓ -74%
AMISH COMMUNITY PLAIN CHURCH MEDICAL GROUP $172.48 ↓ -61%
AMISH COMMUNITY AMISH COMMUNITY DISCOUNT $172.48 ↓ -61%
HUMANA HUMANA CHOICE CARE HMO $227.92 ↓ -49%
WELLFIRST ALL COMMERCIAL WELLFIRST $290.69 ↓ -34%
CURRENT HEALTH SOLUTIONS ALL COMMERCIAL CURRENT HEALTH SOLUTIONS $308.00 ↓ -31%
CITY OF SPRINGFIELD CITY OF SPRINGFIELD WORKCOMP $314.16 ↓ -29%
AETNA AETNA HSHS $333.87 ↓ -25%
CATERPILLAR, INC. UHC CATERPILLAR EMPLOYER GROUP $367.14 ↓ -17%
UNITED HEALTHCARE ALL COMMERCIAL UNITED HEALTHCARE $367.14 ↓ -17%
CONSOCIATE GROUP ALL COMMERCIAL CONSOCIATE GROUP $431.20 ↓ -3%
RUSHVILLE DETENTION CENTER RUSHVILLE DETENTION CENTER $443.52 ↑ +0%
FIRST HEALTH ALL COMMERCIAL FIRST HEALTH NETWORK $453.99 ↑ +2%
HUMANA HUMANA CHOICE CARE PPO $487.87 ↑ +10%
HEALTHCARE FINEST NETWORK (HFN) ALL COMMERCIAL HFN $523.60 ↑ +18%
MULTIPLAN/PHCS ALL COMMERCIAL MULTIPLAN $523.60 ↑ +18%
PROVIDER NETWORK OF AMERICA ALL COMMERCIAL PROVIDER NETWORK OF AMERICA $554.40 ↑ +25%
HEALTH EOS ALL COMMERCIAL HEALTH EOS $616.00 ↑ +39%
HEALTH ALLIANCE MEDICAL PLANS HEALTH ALLIANCE PPO $616.00 ↑ +39%
HEALTH ALLIANCE MEDICAL PLANS HEALTH ALLIANCE MEDICARE $616.00 ↑ +39%
HEALTHSCOPE ALL COMMERCIAL HEALTHSCOPE $616.00 ↑ +39%
HEALTH ALLIANCE MEDICAL PLANS HEALTH ALLIANCE MARKET PLACE $616.00 ↑ +39%
HEALTH ALLIANCE MEDICAL PLANS HEALTH ALLIANCE KINGERY $616.00 ↑ +39%
ILLINOIS BREAST AND CERVICAL CANCER PROGRAM ILLINOIS BREAST AND CERVICAL CANCER PROGRAM $616.00 ↑ +39%
INTERPLAN ALL COMMERCIAL INTERPLAN HEALTH GROUP $616.00 ↑ +39%
LIVE360 LIVE360 HSHS HEALTHY PLAN $616.00 ↑ +39%
SAE HOSPICE SAE MEMORIAL HOSPICE $616.00 ↑ +39%
UNITED HEALTHCARE UHC MEDICAID $616.00 ↑ +39%
UNITED HEALTHCARE UNITED HEALTHCARE BEHAVIORAL HEALTH $616.00 ↑ +39%
BLUE CROSS SIHCA BLUE CROSS BLUE SHIELD IL HMO SIHCA not published by hospital —
BLUE CROSS BLUE SHIELD OF ILLINOIS BCBS IL HMO PHAI not published by hospital —
BLUE CROSS BLUE SHIELD OF ILLINOIS BCBS IL BLUE CHOICE PLANS not published by hospital —
BLUE CROSS BLUE SHIELD OF ILLINOIS BLUE CROSS BLUE SHIELD IL HMO not published by hospital —
BLUE CROSS BLUE SHIELD OF ILLINOIS BLUE CROSS BLUE SHIELD IL HMO 470 not published by hospital —
BLUE CROSS BLUE SHIELD OF ILLINOIS BCBS OF ILLINOIS PPO not published by hospital —

Visitor-reported prices

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Finger X-ray (both hands) at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $211.80 $54.71 – $192.34
MercyOne Genesis Aledo Medical Center Aledo $211.80 $55.98 – $110.92
Uchicago Medicine Adventhealth Hinsdale Hinsdale $125.00 $38.40 – $151.08
Advocate Christ Medical Center Oak Lawn $215.00 $87.97 – $634.00
Northwestern Memorial Hospital Chicago $458.50 not published
Advocate Condell Medical Center Libertyville $305.00 $87.97 – $392.00
Advocate Good Samaritan Hospital Downers Grove $345.00 $87.97 – $634.00
UnityPoint Health - Trinity Moline Rock Island $196.99 $6.12 – $108.59

All Illinois hospitals for this procedure →