Bone marrow biopsyneedle/trocar 38221 at Northwestern Medicine Central DuPage Hospital

25 N. Winfield Rd. Winfield, IL 60190, IL · Nm · · NPI 1003864810

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$21,790.22

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$31,128.89

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$443.22 with BLUE CROSS BLUE SHIELD [1401] vs $3,993.00 with HUMANA BEHAVIORAL [185] — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS BLUE SHIELD [1401] CDH BCBS BLUECHOICE OPTIONS $443.22 ↓ -98%
ALTERNATE BLUE CROSS [1402] CDH BCBS BLUECHOICE SELECT $443.22 ↓ -98%
ALTERNATE BLUE CROSS [1402] CDH BCBS BLUECHOICE PREFERRED $443.22 ↓ -98%
ALTERNATE BLUE CROSS [1402] CDH BCBS BLUECHOICE OPTIONS $443.22 ↓ -98%
BLUE CROSS BLUE SHIELD [1401] CDH BCBS BLUECHOICE SELECT $443.22 ↓ -98%
BLUE CROSS BLUE SHIELD [1401] CDH BCBS BLUECHOICE PREFERRED $443.22 ↓ -98%
AETNA HEALTH PLAN [171] CDH AETNA NM EMPLOYEES $571.00 ↓ -97%
BLUE CROSS BLUE SHIELD [1401] CDH BCBS PPO $702.77 ↓ -97%
ALTERNATE BLUE CROSS [1402] CDH BCBS PPO $702.77 ↓ -97%
CIGNA HEALTH PLAN [178] CDH CIGNA ALTERNATIVE $854.50 ↓ -96%
AETNA HEALTH PLAN [171] CDH AETNA BP $1,197.90 ↓ -95%
AETNA HEALTH PLAN [171] CDH AETNA APCN/SP $1,253.80 ↓ -94%
AETNA HEALTH PLAN [171] CDH AETNA IL PREFERRED $1,397.55 ↓ -94%
ALTERNATE BLUE CROSS [1402] CDH BCBS HMO $1,640.32 ↓ -92%
BLUE CROSS BLUE SHIELD [1401] CDH BCBS HMO $1,640.32 ↓ -92%
CIGNA HEALTH PLAN [178] CDH CIGNA BROAD $1,649.11 ↓ -92%
CARELON BEHAVIORAL HEALTH [159] CDH VALUE OPTIONS BHS $1,996.50 ↓ -91%
HEALTH'S FINEST NETWORK [126] CDH HFN NMH TIER ONE $1,996.50 ↓ -91%
UNITED HEALTHCARE [158] CDH UHC CORE $2,004.49 ↓ -91%
AETNA HEALTH PLAN [171] CDH AETNA $2,108.30 ↓ -90%
MULTIPLAN/PHCS [142] CDH SAGAMORE HEALTH PPO $2,291.98 ↓ -89%
AETNA HEALTH PLAN [171] CDH AETNA ASA $2,299.97 ↓ -89%
DREYER MED IPA ADVOCATE [1409] CDH ADVOCATE IPA $2,395.80 ↓ -89%
MAGELLAN BEHAVIORAL HLTH [136] CDH MAGELLAN BHS $2,395.80 ↓ -89%
BLUE CROSS BLUE SHIELD [1401] CDH ADVOCATE IPA $2,395.80 ↓ -89%
HUMANA HEALTH PLAN [130] CDH ADVOCATE IPA $2,395.80 ↓ -89%
HEALTHLINK [125] CDH SEIU HEALTHLINK $2,515.59 ↓ -88%
THE ALLIANCE [1703] CDH THE ALLIANCE $2,564.70 ↓ -88%
UNITED HEALTHCARE [158] CDH UHC HMO/PPO $2,671.32 ↓ -88%
CHOICECARE [177] CDH CHOICE CARE $3,058.64 ↓ -86%
FIRST HEALTH PLAN [6034] CDH FIRST HEALTH $3,070.62 ↓ -86%
COMPSYCH [112] CDH COMPSYCH $3,194.40 ↓ -85%
CIGNA HEALTH PLAN [178] CDH CIGNA BEHAVIORAL BHS $3,194.40 ↓ -85%
MULTIPLAN/PHCS [142] CDH PHCS/MULTIPLAN $3,473.91 ↓ -84%
HEALTH'S FINEST NETWORK [126] CDH HFN $3,641.62 ↓ -83%
BLUE CROSS BLUE SHIELD [1401] CDH HEALTHLAB CHS $3,993.00 ↓ -82%
MULTIPLAN/PHCS [142] CDH NON-CONTRACTED PAYORS $3,993.00 ↓ -82%
BLUE CROSS BLUE SHIELD [1401] CDH HEALTHLAB BLUE CROSS CHOICE $3,993.00 ↓ -82%
BLUE CROSS BLUE SHIELD [1401] CDH BCBS PAR/INDEMNITY ADP $3,993.00 ↓ -82%
UNITED HEALTHCARE [158] CDH UHC NON-CONTRACTED OON - ED ONLY $3,993.00 ↓ -82%
BLUE CROSS BLUE SHIELD [1401] CDH HEALTHLAB EHP IPA $3,993.00 ↓ -82%
HUMANA BEHAVIORAL [185] CDH LIFESYNCH BHS $3,993.00 ↓ -82%
COUNTYCARE IL COOK CO [1607] CDH ILLINOIS MEDICAID not published by hospital
ALTERNATE BLUE CROSS MEDICARE ADV [2304] CDH MEDICARE not published by hospital
ALTERNATE HUMANA MEDICARE ADV [2409] CDH HUMANA MEDICARE ADVT not published by hospital
BCBS MEDICARE ADVANTAGE [1304] CDH BLUE CROSS MMAI (MEDICARE) not published by hospital
BLUE CROSS BLUE SHIELD [1401] CDH DUPAGE MEDICAL GROUP not published by hospital
BLUE CROSS BLUE SHIELD [1401] CDH HEALTHLAB LITTLE COMPANY OF MARY not published by hospital
BLUE CROSS MEDICAID [1612] CDH ILLINOIS MEDICAID not published by hospital
GLOBAL EXCEL [1712] CDH MEDICARE not published by hospital
HEALTH ALLIANCE MEDICAID [1310] CDH ILLINOIS MEDICAID not published by hospital
HUMANA HEALTH PLAN [130] CDH DUPAGE MEDICAL GROUP not published by hospital
JOURNEYCARE INC HOSPICE [1275] CDH JOURNEYCARE HOSPICE not published by hospital
OPTUM/UNITED BEHAVIORAL HEALTH [157] CDH UBH BHS not published by hospital

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Bone marrow biopsyneedle/trocar 38221 at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $1,981.80 $488.52 – $2,573.12
MercyOne Genesis Aledo Medical Center Aledo $1,981.80 $194.00 – $1,776.46
Uchicago Medicine Adventhealth Hinsdale Hinsdale $1,050.00 $430.00 – $2,867.21
Advocate Christ Medical Center Oak Lawn $1,060.00 $84.00 – $3,242.82
Advocate Condell Medical Center Libertyville $1,030.00 $811.64 – $4,681.00
Advocate Good Samaritan Hospital Downers Grove $1,250.00 $985.00 – $6,071.00
UnityPoint Health - Trinity Moline Rock Island $6,142.85 $63.26 – $1,693.12
Uchicago Medicine Adventhealth La Grange La Grange $1,050.00 $430.00 – $2,867.21

All Illinois hospitals for this procedure →