Ot evaluation low complexity patient/family at Uchicago Medicine Adventhealth Hinsdale

120 North Oak St, Hinsdale, IL · AdventHealth · · NPI 1265465439

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 10, 2026

$75.00

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$300.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$99.44 with Bcbs vs $164.54 with Ambetter — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Bcbs Medicare Managed Care Plan $99.44 ↑ +33%
Aetna Medicare Managed Care Plan $101.57 ↑ +35%
Unitedhealthcare Centene Medicare Managed Care Plan $102.59 ↑ +37%
Cigna Medicare Managed Care Plan $104.62 ↑ +39%
Meridian Medicare Managed Care Plan $106.65 ↑ +42%
Aetna Better Health Medicare Managed Care Plan $112.74 ↑ +50%
Bcbs Villagemd Other Commercial Plan $116.81 ↑ +56%
Bcbs Access Community Health Hmo $121.88 ↑ +63%
Actin Care All Commercial Plans $126.96 ↑ +69%
Molina Exchange $152.35 ↑ +103%
Ambetter Exchange $164.54 ↑ +119%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ot evaluation low complexity patient/family at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $213.00 $44.80 – $278.27
MercyOne Genesis Aledo Medical Center Aledo $213.00 $63.00 – $65.80
Advocate Christ Medical Center Oak Lawn $222.50 $29.55 – $469.00
Advocate Condell Medical Center Libertyville $222.50 $29.55 – $295.00
Advocate Good Samaritan Hospital Downers Grove $222.50 $29.55 – $469.00
UnityPoint Health - Trinity Moline Rock Island $221.27 $87.61 – $145.76
Uchicago Medicine Adventhealth La Grange La Grange $75.00 $99.44 – $164.54
SSM Health Good Samaritan Hospital - Mt. Vernon Mount Vernon $263.45 $101.57 – $106.65

All Illinois hospitals for this procedure →