Knee MRI (with contrast) at Uchicago Medicine Adventhealth Hinsdale
120 North Oak St, Hinsdale, IL · AdventHealth · · NPI 1265465439
$1,050.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,200.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$586.75 with Cigna vs $1,360.90 with Ambetter — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | Medicare Managed Care Plan | $586.75 | ↓ -44% |
| Cigna | Exchange | $586.75 | ↓ -44% |
| Bcbs | Medicare Managed Care Plan | $822.42 | ↓ -22% |
| Aetna | Medicare Managed Care Plan | $840.06 | ↓ -20% |
| Unitedhealthcare | Centene Medicare Managed Care Plan | $848.46 | ↓ -19% |
| Meridian | Medicare Managed Care Plan | $882.07 | ↓ -16% |
| Aetna | Better Health Medicare Managed Care Plan | $932.47 | ↓ -11% |
| Bcbs | Villagemd Other Commercial Plan | $966.07 | ↓ -8% |
| Bcbs | Access Community Health Hmo | $1,008.08 | ↓ -4% |
| Actin Care | All Commercial Plans | $1,050.08 | ↑ +0% |
| Molina | Exchange | $1,260.10 | ↑ +20% |
| Ambetter | Exchange | $1,360.90 | ↑ +30% |
Visitor-reported prices
Comments
Knee MRI (with contrast) at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $2,693.40 | $396.64 – $3,022.00 |
| MercyOne Genesis Aledo Medical Center | Aledo | $2,667.60 | $877.31 – $1,393.55 |
| Advocate Christ Medical Center | Oak Lawn | $1,640.00 | $1,032.28 – $2,300.93 |
| Advocate Condell Medical Center | Libertyville | $2,330.00 | $1,096.00 – $2,984.00 |
| Advocate Good Samaritan Hospital | Downers Grove | $2,010.00 | $1,096.00 – $2,568.00 |
| UnityPoint Health - Trinity Moline | Rock Island | $4,520.28 | $71.16 – $2,491.80 |
| Uchicago Medicine Adventhealth La Grange | La Grange | $1,050.00 | $563.65 – $1,360.90 |
| SSM Health Good Samaritan Hospital - Mt. Vernon | Mount Vernon | $3,097.05 | $840.06 – $882.07 |