Occupational Therapy Evaluation (low complexity) at HSHS St. Joseph's Hospital

12866 TROXLER AVE, HIGHLAND, IL · Hshs · · NPI 1447352323

Source: hospital's published price file ↗ · Published Mar 24, 2026 · Ingested Sep 16, 2026

$297.36

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$413.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$82.60 with BLUE CROSS BLUE SHIELD OF ILLINOIS vs $438.74 with MERIDIAN HEALTH PLAN — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS BLUE SHIELD OF ILLINOIS BLUE CROSS BLUE SHIELD OF ILLINOIS MEDICARE ADV $82.60 ↓ -72%
AETNA AETNA MEDICARE $82.60 ↓ -72%
MOLINA HEALTHCARE MOLINA MEDICARE $82.60 ↓ -72%
BLUE CROSS BLUE SHIELD OF ILLINOIS BCBS IL MMAI $82.60 ↓ -72%
CLEAR SPRING HEALTH OF ILLINOIS CLEAR SPRING HEALTH MEDICARE ADV $82.60 ↓ -72%
SAE HOSPICE SAE MEMORIAL HOSPICE $82.60 ↓ -72%
HUMANA HUMANA MEDICARE $82.60 ↓ -72%
UNITED HEALTHCARE UNITED HEALTH CARE MEDICARE $82.60 ↓ -72%
BLUE CROSS BLUE SHIELD OF ILLINOIS BCBS IL MEDICARE $82.60 ↓ -72%
AMISH COMMUNITY AMISH COMMUNITY DISCOUNT $115.64 ↓ -61%
AMISH COMMUNITY PLAIN CHURCH MEDICAL GROUP $115.64 ↓ -61%
NAPHCARE ALL COMMERICAL NAPHCARE $173.46 ↓ -42%
CELTIC INSURANCE COMPANY ALL COMMERCIAL EXCHANGE AMBETTER $181.72 ↓ -39%
HOPETRUST ALL COMMERCIAL HOPETRUST $206.50 ↓ -31%
CLAIM DOC ALL COMMERCIAL CLAIM DOC $206.50 ↓ -31%
AETNA AETNA HSHS $247.80 ↓ -17%
WELLFIRST ALL COMMERCIAL WELLFIRST $264.40 ↓ -11%
CIGNA ALL COMMERCIAL CIGNA $276.71 ↓ -7%
AETNA ALL COMMERCIAL AETNA $288.69 ↓ -3%
CATERPILLAR, INC. UHC CATERPILLAR EMPLOYER GROUP $298.00 ↑ +0%
UNITED HEALTHCARE ALL COMMERCIAL UNITED HEALTHCARE $298.00 ↑ +0%
FIRST HEALTH ALL COMMERCIAL FIRST HEALTH NETWORK $305.21 ↑ +3%
HEALTHLINK ST CLAIR COUNTY HOUSING AUTHORITY $351.05 ↑ +18%
HEALTHLINK ALL COMMERCIAL HEALTHLINK $351.05 ↑ +18%
HEALTHLINK ALL COMMERCIAL HEALTHLINK - PPO $351.05 ↑ +18%
HEALTHLINK HEALTHLINK CASINO QUEEN $351.05 ↑ +18%
MULTIPLAN/PHCS ALL COMMERCIAL MULTIPLAN $351.05 ↑ +18%
HEALTHCARE FINEST NETWORK (HFN) ALL COMMERCIAL HFN $371.70 ↑ +25%
PROVIDER NETWORK OF AMERICA ALL COMMERCIAL PROVIDER NETWORK OF AMERICA $371.70 ↑ +25%
HEALTH ALLIANCE MEDICAL PLANS HEALTH ALLIANCE KINGERY $413.00 ↑ +39%
HEALTHSCOPE ALL COMMERCIAL HEALTHSCOPE $413.00 ↑ +39%
CURRENT HEALTH SOLUTIONS ALL COMMERCIAL CURRENT HEALTH SOLUTIONS $413.00 ↑ +39%
CONSOCIATE GROUP ALL COMMERCIAL CONSOCIATE GROUP $413.00 ↑ +39%
ILLINOIS BREAST AND CERVICAL CANCER PROGRAM ILLINOIS BREAST AND CERVICAL CANCER PROGRAM $413.00 ↑ +39%
INTERPLAN ALL COMMERCIAL INTERPLAN HEALTH GROUP $413.00 ↑ +39%
MENTAL HEALTH NETWORK NETWORK HEALTH LIBERTAS $413.00 ↑ +39%
MOLINA HEALTHCARE MOLINA MEDICAID $413.00 ↑ +39%
UNITED HEALTHCARE UHC MEDICAID $413.00 ↑ +39%
QTC MEDICAL GROUP OF ILLINOIS QTC MEDICAL GROUP OF ILLINOIS $413.00 ↑ +39%
HEALTH ALLIANCE MEDICAL PLANS HEALTH ALLIANCE MARKET PLACE $413.00 ↑ +39%
HEALTH ALLIANCE MEDICAL PLANS HEALTH ALLIANCE MEDICARE $413.00 ↑ +39%
HEALTH ALLIANCE MEDICAL PLANS HEALTH ALLIANCE PPO $413.00 ↑ +39%
MERIDIAN HEALTH PLAN MERIDIAN HMO MCD $438.74 ↑ +48%
BLUE CROSS BLUE SHIELD OF ILLINOIS BCBS IL HMO PHAI not published by hospital —
BLUE CROSS BLUE SHIELD OF ILLINOIS BLUE CROSS BLUE SHIELD IL HMO not published by hospital —
BLUE CROSS BLUE SHIELD OF ILLINOIS BCBS OF ILLINOIS PPO not published by hospital —
BLUE CROSS SIHCA BLUE CROSS BLUE SHIELD IL HMO SIHCA not published by hospital —
BLUE CROSS BLUE SHIELD OF ILLINOIS BCBS IL BLUE CHOICE PLANS not published by hospital —
BLUE CROSS BLUE SHIELD OF ILLINOIS BLUE CROSS BLUE SHIELD IL HMO 470 not published by hospital —

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Occupational Therapy Evaluation (low complexity) at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $213.00 $44.80 – $278.27
MercyOne Genesis Aledo Medical Center Aledo $213.00 $63.00 – $65.80
Uchicago Medicine Adventhealth Hinsdale Hinsdale $75.00 $99.44 – $164.54
Advocate Christ Medical Center Oak Lawn $222.50 $29.55 – $469.00
Northwestern Memorial Hospital Chicago $348.60 not published
Advocate Condell Medical Center Libertyville $222.50 $29.55 – $295.00
Advocate Good Samaritan Hospital Downers Grove $222.50 $29.55 – $469.00
UnityPoint Health - Trinity Moline Rock Island $221.27 $87.61 – $145.76

All Illinois hospitals for this procedure →