Critical Care (first 30 to 74 minutes) at HSHS St. Joseph's Hospital

12866 TROXLER AVE, HIGHLAND, IL · Hshs · · NPI 1447352323

Source: hospital's published price file ↗ · Published Mar 24, 2026 · Ingested Sep 16, 2026

$1,881.36

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,613.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$522.60 with BLUE CROSS BLUE SHIELD OF ILLINOIS vs $2,613.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS BLUE SHIELD OF ILLINOIS BCBS IL MEDICARE $522.60 ↓ -72%
MOLINA HEALTHCARE MOLINA MEDICARE $522.60 ↓ -72%
CLEAR SPRING HEALTH OF ILLINOIS CLEAR SPRING HEALTH MEDICARE ADV $522.60 ↓ -72%
AETNA AETNA MEDICARE $522.60 ↓ -72%
UNITED HEALTHCARE UNITED HEALTH CARE MEDICARE $522.60 ↓ -72%
BLUE CROSS BLUE SHIELD OF ILLINOIS BLUE CROSS BLUE SHIELD OF ILLINOIS MEDICARE ADV $522.60 ↓ -72%
HUMANA HUMANA MEDICARE $522.60 ↓ -72%
SAE HOSPICE SAE MEMORIAL HOSPICE $522.60 ↓ -72%
BLUE CROSS BLUE SHIELD OF ILLINOIS BCBS IL MMAI $522.60 ↓ -72%
AMISH COMMUNITY AMISH COMMUNITY DISCOUNT $731.64 ↓ -61%
AMISH COMMUNITY PLAIN CHURCH MEDICAL GROUP $731.64 ↓ -61%
NAPHCARE ALL COMMERICAL NAPHCARE $1,097.46 ↓ -42%
CELTIC INSURANCE COMPANY ALL COMMERCIAL EXCHANGE AMBETTER $1,149.72 ↓ -39%
HOPETRUST ALL COMMERCIAL HOPETRUST $1,306.50 ↓ -31%
CLAIM DOC ALL COMMERCIAL CLAIM DOC $1,306.50 ↓ -31%
AETNA AETNA HSHS $1,567.80 ↓ -17%
WELLFIRST ALL COMMERCIAL WELLFIRST $1,672.84 ↓ -11%
CIGNA ALL COMMERCIAL CIGNA $1,776.84 ↓ -6%
AETNA ALL COMMERCIAL AETNA $1,826.49 ↓ -3%
FIRST HEALTH ALL COMMERCIAL FIRST HEALTH NETWORK $1,931.01 ↑ +3%
HEALTHLINK ALL COMMERCIAL HEALTHLINK $2,221.05 ↑ +18%
HEALTHLINK ALL COMMERCIAL HEALTHLINK - PPO $2,221.05 ↑ +18%
HEALTHLINK HEALTHLINK CASINO QUEEN $2,221.05 ↑ +18%
HEALTHLINK ST CLAIR COUNTY HOUSING AUTHORITY $2,221.05 ↑ +18%
MULTIPLAN/PHCS ALL COMMERCIAL MULTIPLAN $2,221.05 ↑ +18%
PROVIDER NETWORK OF AMERICA ALL COMMERCIAL PROVIDER NETWORK OF AMERICA $2,351.70 ↑ +25%
HEALTHCARE FINEST NETWORK (HFN) ALL COMMERCIAL HFN $2,351.70 ↑ +25%
QTC MEDICAL GROUP OF ILLINOIS QTC MEDICAL GROUP OF ILLINOIS $2,613.00 ↑ +39%
CATERPILLAR, INC. UHC CATERPILLAR EMPLOYER GROUP $2,613.00 ↑ +39%
CONSOCIATE GROUP ALL COMMERCIAL CONSOCIATE GROUP $2,613.00 ↑ +39%
CURRENT HEALTH SOLUTIONS ALL COMMERCIAL CURRENT HEALTH SOLUTIONS $2,613.00 ↑ +39%
HEALTH ALLIANCE MEDICAL PLANS HEALTH ALLIANCE KINGERY $2,613.00 ↑ +39%
HEALTH ALLIANCE MEDICAL PLANS HEALTH ALLIANCE MARKET PLACE $2,613.00 ↑ +39%
HEALTH ALLIANCE MEDICAL PLANS HEALTH ALLIANCE MEDICARE $2,613.00 ↑ +39%
HEALTH ALLIANCE MEDICAL PLANS HEALTH ALLIANCE PPO $2,613.00 ↑ +39%
HEALTHSCOPE ALL COMMERCIAL HEALTHSCOPE $2,613.00 ↑ +39%
ILLINOIS BREAST AND CERVICAL CANCER PROGRAM ILLINOIS BREAST AND CERVICAL CANCER PROGRAM $2,613.00 ↑ +39%
INTERPLAN ALL COMMERCIAL INTERPLAN HEALTH GROUP $2,613.00 ↑ +39%
MENTAL HEALTH NETWORK NETWORK HEALTH LIBERTAS $2,613.00 ↑ +39%
UNITED HEALTHCARE ALL COMMERCIAL UNITED HEALTHCARE $2,613.00 ↑ +39%
UNITED HEALTHCARE UHC MEDICAID $2,613.00 ↑ +39%
BLUE CROSS BLUE SHIELD OF ILLINOIS BLUE CROSS BLUE SHIELD IL HMO not published by hospital —
BLUE CROSS BLUE SHIELD OF ILLINOIS BCBS OF ILLINOIS PPO not published by hospital —
BLUE CROSS BLUE SHIELD OF ILLINOIS BCBS IL HMO PHAI not published by hospital —
BLUE CROSS BLUE SHIELD OF ILLINOIS BCBS IL BLUE CHOICE PLANS not published by hospital —
BLUE CROSS SIHCA BLUE CROSS BLUE SHIELD IL HMO SIHCA not published by hospital —
BLUE CROSS BLUE SHIELD OF ILLINOIS BLUE CROSS BLUE SHIELD IL HMO 470 not published by hospital —

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Critical Care (first 30 to 74 minutes) at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $5,419.80 $723.20 – $1,841.90
MercyOne Genesis Aledo Medical Center Aledo $1,653.00 $450.00 – $1,062.20
Uchicago Medicine Adventhealth Hinsdale Hinsdale $1,137.50 $866.60 – $1,434.00
Advocate Christ Medical Center Oak Lawn $2,025.00 $1,267.05 – $11,010.00
Northwestern Memorial Hospital Chicago $1,598.10 not published
Advocate Condell Medical Center Libertyville $2,070.00 $799.34 – $7,285.00
Advocate Good Samaritan Hospital Downers Grove $2,380.00 $1,273.61 – $11,010.00
UnityPoint Health - Trinity Moline Rock Island $1,597.33 $194.00 – $880.53

All Illinois hospitals for this procedure →