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Lower Back (Lumbar Spine) X-ray at Advocate South Suburban Hospital

17800 South Kedzie Avenue, Hazel Crest, IL · Advocate Health · · NPI 1467560128

Source: hospital's published price file ↗ · Published Nov 4, 2025 · Ingested Aug 13, 2026

$385.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$770.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$130.42 with Aetna vs $749.98 with Blue Cross Blue Shield Blue Precision — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Commercial $130.42 ↓ -66%
Cigna Commercial $132.40 ↓ -66%
Cigna One Health Commercial $132.40 ↓ -66%
Ambetter Medicare Advantage $160.73 ↓ -58%
Molina Medicare Advantage $160.73 ↓ -58%
Oscar Health HMO Medicare Advantage $166.28 ↓ -57%
HSTechnology Medicare Advantage $212.83 ↓ -45%
Blue Cross Blue Shield City of Chicago Commercial $219.80 ↓ -43%
United Healthcare Charter Commercial $220.00 ↓ -43%
Blue Cross Blue Shield Choice Commercial $237.63 ↓ -38%
Blue Cross Blue Shield PPO $250.05 ↓ -35%
United Healthcare Nexus Commercial $293.00 ↓ -24%
Advocate Employee Commercial $303.38 ↓ -21%
Private Healthcare Systems Commercial $415.80 ↑ +8%
United Healthcare Core Navigate Commercial $549.00 ↑ +43%
Multiplan Commercial $616.00 ↑ +60%
United Healthcare HMO $634.00 ↑ +65%
Blue Cross Blue Shield HMO $749.98 ↑ +95%
Blue Cross Blue Shield Blue Precision Managed Care $749.98 ↑ +95%

Visitor-reported prices

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Lower Back (Lumbar Spine) X-ray at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $257.40 $54.71 – $349.64
MercyOne Genesis Aledo Medical Center Aledo $257.40 $60.00 – $201.63
Advocate Christ Medical Center Oak Lawn $255.00 $130.42 – $634.00
Advocate Condell Medical Center Libertyville $400.00 $130.42 – $640.00
Advocate Good Samaritan Hospital Downers Grove $452.50 $130.42 – $724.00
UnityPoint Health - Trinity Moline Rock Island $514.23 $9.92 – $283.47
Advocate Illinois Masonic Medical Center Chicago $335.00 $130.42 – $634.00
Advocate Sherman Hospital Elgin $310.00 $103.07 – $558.00

All Illinois hospitals for this procedure →