After cataract laser surgery at Advocate South Suburban Hospital
17800 South Kedzie Avenue, Hazel Crest, IL · Advocate Health · · NPI 1467560128
$915.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$1,830.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$721.02 with Advocate Employee vs $6,071.00 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Advocate Employee | Commercial | $721.02 | ↓ -21% |
| Ambetter | Medicare Advantage | $829.21 | ↓ -9% |
| Molina | Medicare Advantage | $829.21 | ↓ -9% |
| Oscar Health HMO | Medicare Advantage | $857.81 | ↓ -6% |
| Cigna One Health | Commercial | $951.60 | ↑ +4% |
| Aetna | Commercial | $987.29 | ↑ +8% |
| Private Healthcare Systems | Commercial | $988.20 | ↑ +8% |
| HSTechnology | Medicare Advantage | $1,097.99 | ↑ +20% |
| Blue Cross Blue Shield Blue Precision | Managed Care | $1,154.73 | ↑ +26% |
| Blue Cross Blue Shield | HMO | $1,178.52 | ↑ +29% |
| Cigna | Commercial | $1,207.80 | ↑ +32% |
| Blue Cross Blue Shield City of Chicago | Commercial | $1,321.26 | ↑ +44% |
| Blue Cross Blue Shield Choice | Commercial | $1,427.40 | ↑ +56% |
| Multiplan | Commercial | $1,464.00 | ↑ +60% |
| Blue Cross Blue Shield | PPO | $1,504.26 | ↑ +64% |
| United Healthcare Charter | Commercial | $3,070.00 | ↑ +236% |
| United Healthcare Nexus | Commercial | $3,558.00 | ↑ +289% |
| United Healthcare Core Navigate | Commercial | $5,246.00 | ↑ +473% |
| United Healthcare | HMO | $6,071.00 | ↑ +563% |
Visitor-reported prices
Comments
After cataract laser surgery at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Aledo Medical Center | Aledo | $1,017.00 | $508.50 – $531.10 |
| UnityPoint Health - Trinity Moline | Rock Island | $1,640.00 | $278.82 – $565.32 |
| MercyOne Genesis Silvis Medical Center | Silvis | not published | $566.08 – $857.81 |
| Uchicago Medicine Adventhealth Hinsdale | Hinsdale | not published | $576.00 – $954.81 |
| Advocate Christ Medical Center | Oak Lawn | not published | $829.21 – $6,071.00 |
| Advocate Condell Medical Center | Libertyville | not published | $829.21 – $4,681.00 |
| Advocate Good Samaritan Hospital | Downers Grove | not published | $829.21 – $6,071.00 |
| Uchicago Medicine Adventhealth La Grange | La Grange | not published | $576.00 – $954.81 |