Njx interlaminar crv/thrc at Northwestern Medicine Delnor Hospital
300 Randall Rd., Geneva, IL · Nm · · NPI 1407859655
$2,818.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,026.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$656.24 with AETNA HEALTH PLAN [171] vs $4,026.00 with UNITED HEALTHCARE [158] — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA HEALTH PLAN [171] | DCH AETNA NM EMPLOYEES | $656.24 | ↓ -77% |
| BLUE CROSS BLUE SHIELD [1401] | DCH BCBS BLUECHOICE SELECT | $1,127.28 | ↓ -60% |
| BLUE CROSS BLUE SHIELD [1401] | DCH BCBS BLUECHOICE OPTIONS | $1,127.28 | ↓ -60% |
| BLUE CROSS BLUE SHIELD [1401] | DCH BCBS BLUECHOICE PREFERRED | $1,163.51 | ↓ -59% |
| ALTERNATE BLUE CROSS [1402] | DCH BCBS PPO | $1,344.68 | ↓ -52% |
| BLUE CROSS BLUE SHIELD [1401] | DCH BCBS PPO | $1,344.68 | ↓ -52% |
| CIGNA HEALTH PLAN [178] | DCH CIGNA ALTERNATIVE | $1,509.75 | ↓ -46% |
| CARELON BEHAVIORAL HEALTH [159] | DCH BEACON HEALTH OPTIONS BHS | $2,013.00 | ↓ -29% |
| HEALTH'S FINEST NETWORK [126] | DCH HFN NMH TIER ONE | $2,013.00 | ↓ -29% |
| BLUE CROSS BLUE SHIELD [1401] | DCH BCBS PAR/INDEMNITY ADP | $2,250.53 | ↓ -20% |
| HEALTHLINK [125] | DCH SEIU HEALTHLINK | $2,536.38 | ↓ -10% |
| THE ALLIANCE [1703] | DCH THE ALLIANCE | $2,585.90 | ↓ -8% |
| HEALTH'S FINEST NETWORK [126] | DCH HFN PLAT | $2,616.90 | ↓ -7% |
| FIRST HEALTH PLAN [6034] | DCH FIRST HEALTH | $2,777.94 | ↓ -1% |
| HEALTH'S FINEST NETWORK [126] | DCH HFN EPO | $3,019.50 | ↑ +7% |
| MULTIPLAN/PHCS [142] | DCH PHCS | $3,019.50 | ↑ +7% |
| CIGNA HEALTH PLAN [178] | DCH CIGNA BROAD | $3,027.55 | ↑ +7% |
| COMPSYCH [112] | DCH COMPSYCH | $3,220.80 | ↑ +14% |
| CIGNA HEALTH PLAN [178] | DCH CIGNA BEHAVIORAL BHS | $3,220.80 | ↑ +14% |
| HEALTH'S FINEST NETWORK [126] | DCH HFN PPO | $3,422.10 | ↑ +21% |
| ALTERNATE BLUE CROSS [1402] | DCH BCBS HMO | $3,579.52 | ↑ +27% |
| BLUE CROSS BLUE SHIELD [1401] | DCH BCBS HMO | $3,579.52 | ↑ +27% |
| MULTIPLAN/PHCS [142] | DCH MULTIPLAN | $3,623.40 | ↑ +29% |
| BEECHSTREET [176] | DCH BEECH STREET/CAPP CARE | $3,623.40 | ↑ +29% |
| MULTIPLAN/PHCS [142] | DCH NON-CONTRACTED PAYORS | $4,026.00 | ↑ +43% |
| UNITED HEALTHCARE [158] | DCH UHC NON-CONTRACTED OON - ED ONLY | $4,026.00 | ↑ +43% |
| COUNTYCARE IL COOK CO [1607] | DCH ILLINOIS MEDICAID | not published by hospital | — |
| JOURNEYCARE INC HOSPICE [1275] | DCH JOURNEYCARE HOSPICE | not published by hospital | — |
| OPTUM/UNITED BEHAVIORAL HEALTH [157] | DCH UNITED BEHAVIORAL HEALTH | not published by hospital | — |
| ALTERNATE BLUE CROSS MEDICARE ADV [2304] | DCH BLUE CROSS MEDICARE ADVT | not published by hospital | — |
| HUMANA HEALTH PLAN [130] | DCH ADVOCATE IPA | not published by hospital | — |
| BLUE CROSS MEDICAID [1612] | DCH ILLINOIS MEDICAID | not published by hospital | — |
| GLOBAL EXCEL [1712] | DCH MEDICARE | not published by hospital | — |
| HEALTH ALLIANCE MEDICAID [1310] | DCH ILLINOIS MEDICAID | not published by hospital | — |
| BLUE CROSS BLUE SHIELD [1401] | DCH ADVOCATE IPA | not published by hospital | — |
| BCBS MEDICARE ADVANTAGE [1304] | DCH BLUE CROSS MMAI (MEDICARE) | not published by hospital | — |
| ALTERNATE HUMANA MEDICARE ADV [2409] | DCH HUMANA MEDICARE ADVT | not published by hospital | — |
Visitor-reported prices
Comments
Njx interlaminar crv/thrc at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UnityPoint Health - Trinity Moline | Rock Island | $1,902.04 | $81.81 – $1,048.50 |
| OSF Little Company of Mary Medical Center | Evergreen Park | $2,667.00 | $947.82 – $2,825.00 |
| OSF Sacred Heart Medical Center – Urbana | Danville | $3,503.40 | $947.82 – $4,342.00 |
| OSF Saint Anthony's Health Center | Alton | $2,613.60 | $235.00 – $1,306.00 |
| OSF Saint Anthony Medical Center | Rockford | $3,555.00 | $153.58 – $3,317.36 |
| OSF Saint James John W Albrecht Medical Center | Pontiac | $3,051.20 | $947.82 – $3,541.00 |
| OSF Saint Paul Medical Center | Mendota | $1,393.60 | not published |
| OSF Saint Francis Medical Center | Peoria | $3,936.00 | $153.58 – $3,222.22 |