Ins pm gen exist dual lead at Northwestern Medicine Delnor Hospital
300 Randall Rd., Geneva, IL · Nm · · NPI 1407859655
$13,707.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$19,582.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$3,191.87 with AETNA HEALTH PLAN [171] vs $19,582.00 with MULTIPLAN/PHCS [142] — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA HEALTH PLAN [171] | DCH AETNA NM EMPLOYEES | $3,191.87 | ↓ -77% |
| CIGNA HEALTH PLAN [178] | DCH CIGNA ALTERNATIVE | $6,834.12 | ↓ -50% |
| CARELON BEHAVIORAL HEALTH [159] | DCH BEACON HEALTH OPTIONS BHS | $9,791.00 | ↓ -29% |
| HEALTH'S FINEST NETWORK [126] | DCH HFN NMH TIER ONE | $9,791.00 | ↓ -29% |
| ALTERNATE BLUE CROSS [1402] | DCH BCBS PPO | $10,493.99 | ↓ -23% |
| BLUE CROSS BLUE SHIELD [1401] | DCH BCBS PPO | $10,493.99 | ↓ -23% |
| BLUE CROSS BLUE SHIELD [1401] | DCH BCBS PAR/INDEMNITY ADP | $10,946.34 | ↓ -20% |
| HEALTHLINK [125] | DCH SEIU HEALTHLINK | $12,336.66 | ↓ -10% |
| THE ALLIANCE [1703] | DCH THE ALLIANCE | $12,577.52 | ↓ -8% |
| HEALTH'S FINEST NETWORK [126] | DCH HFN PLAT | $12,728.30 | ↓ -7% |
| FIRST HEALTH PLAN [6034] | DCH FIRST HEALTH | $13,511.58 | ↓ -1% |
| CIGNA HEALTH PLAN [178] | DCH CIGNA BROAD | $13,707.40 | ↑ +0% |
| MULTIPLAN/PHCS [142] | DCH PHCS | $14,686.50 | ↑ +7% |
| HEALTH'S FINEST NETWORK [126] | DCH HFN EPO | $14,686.50 | ↑ +7% |
| COMPSYCH [112] | DCH COMPSYCH | $15,665.60 | ↑ +14% |
| CIGNA HEALTH PLAN [178] | DCH CIGNA BEHAVIORAL BHS | $15,665.60 | ↑ +14% |
| BLUE CROSS BLUE SHIELD [1401] | DCH BCBS BLUECHOICE SELECT | $16,525.25 | ↑ +21% |
| HEALTH'S FINEST NETWORK [126] | DCH HFN PPO | $16,644.70 | ↑ +21% |
| BLUE CROSS BLUE SHIELD [1401] | DCH BCBS BLUECHOICE PREFERRED | $16,689.74 | ↑ +22% |
| BLUE CROSS BLUE SHIELD [1401] | DCH BCBS BLUECHOICE OPTIONS | $17,020.67 | ↑ +24% |
| BLUE CROSS BLUE SHIELD [1401] | DCH BCBS HMO | $17,410.36 | ↑ +27% |
| ALTERNATE BLUE CROSS [1402] | DCH BCBS HMO | $17,410.36 | ↑ +27% |
| BEECHSTREET [176] | DCH BEECH STREET/CAPP CARE | $17,623.80 | ↑ +29% |
| MULTIPLAN/PHCS [142] | DCH MULTIPLAN | $17,623.80 | ↑ +29% |
| UNITED HEALTHCARE [158] | DCH UHC NON-CONTRACTED OON - ED ONLY | $19,582.00 | ↑ +43% |
| MULTIPLAN/PHCS [142] | DCH NON-CONTRACTED PAYORS | $19,582.00 | ↑ +43% |
| GLOBAL EXCEL [1712] | DCH MEDICARE | not published by hospital | — |
| ALTERNATE HUMANA MEDICARE ADV [2409] | DCH HUMANA MEDICARE ADVT | not published by hospital | — |
| HUMANA HEALTH PLAN [130] | DCH ADVOCATE IPA | not published by hospital | — |
| JOURNEYCARE INC HOSPICE [1275] | DCH JOURNEYCARE HOSPICE | not published by hospital | — |
| BLUE CROSS MEDICAID [1612] | DCH ILLINOIS MEDICAID | not published by hospital | — |
| COUNTYCARE IL COOK CO [1607] | DCH ILLINOIS MEDICAID | not published by hospital | — |
| OPTUM/UNITED BEHAVIORAL HEALTH [157] | DCH UNITED BEHAVIORAL HEALTH | not published by hospital | — |
| ALTERNATE BLUE CROSS MEDICARE ADV [2304] | DCH BLUE CROSS MEDICARE ADVT | not published by hospital | — |
| BLUE CROSS BLUE SHIELD [1401] | DCH ADVOCATE IPA | not published by hospital | — |
| HEALTH ALLIANCE MEDICAID [1310] | DCH ILLINOIS MEDICAID | not published by hospital | — |
| BCBS MEDICARE ADVANTAGE [1304] | DCH BLUE CROSS MMAI (MEDICARE) | not published by hospital | — |
Visitor-reported prices
Comments
Ins pm gen exist dual lead at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $35,956.80 | $19,176.96 – $55,133.76 |
| Advocate Christ Medical Center | Oak Lawn | $5,500.00 | $4,334.00 – $111,480.00 |
| Northwestern Memorial Hospital | Chicago | $13,707.40 | not published |
| Advocate Condell Medical Center | Libertyville | $28,720.00 | $22,631.36 – $45,952.00 |
| Advocate Good Samaritan Hospital | Downers Grove | $30,175.00 | $23,777.90 – $111,480.00 |
| UnityPoint Health - Trinity Moline | Rock Island | $36,983.20 | $323.50 – $20,386.98 |
| Advocate Illinois Masonic Medical Center | Chicago | $36,280.00 | $28,588.64 – $111,480.00 |
| Advocate Childrens Hospital - Park Ridge | Park Ridge | $12,130.00 | $9,558.44 – $111,480.00 |