Icd cobalt xt dr MRI is1 df1 at Northwestern Medicine Delnor Hospital

300 Randall Rd., Geneva, IL · Nm · · NPI 1407859655

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$107,171.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$153,101.86

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$17,978.38 with FIRST HEALTH PLAN [6034] vs $122,385.13 with MULTIPLAN/PHCS [142] — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
FIRST HEALTH PLAN [6034] DCH AETNA $17,978.38 ↓ -83%
AETNA HEALTH PLAN [171] DCH AETNA ASA $17,978.38 ↓ -83%
AETNA HEALTH PLAN [171] DCH AETNA $17,978.38 ↓ -83%
BLUE CROSS BLUE SHIELD [1401] DCH BCBS BLUECHOICE SELECT $18,235.38 ↓ -83%
BLUE CROSS BLUE SHIELD [1401] DCH BCBS BLUECHOICE OPTIONS $18,235.38 ↓ -83%
AETNA HEALTH PLAN [171] DCH AETNA NM EMPLOYEES $19,948.78 ↓ -81%
BLUE CROSS BLUE SHIELD [1401] DCH BCBS BLUECHOICE PREFERRED $22,029.32 ↓ -79%
CIGNA HEALTH PLAN [178] DCH CIGNA ALTERNATIVE $26,679.96 ↓ -75%
BLUE CROSS BLUE SHIELD [1401] DCH BCBS PPO $28,515.74 ↓ -73%
ALTERNATE BLUE CROSS [1402] DCH BCBS PPO $28,515.74 ↓ -73%
UNITED HEALTHCARE [158] DCH UHC CORE $58,010.55 ↓ -46%
CIGNA HEALTH PLAN [178] DCH CIGNA BROAD $59,968.71 ↓ -44%
CARELON BEHAVIORAL HEALTH [159] DCH BEACON HEALTH OPTIONS BHS $61,192.57 ↓ -43%
HEALTH'S FINEST NETWORK [126] DCH HFN NMH TIER ONE $61,192.57 ↓ -43%
UNITED HEALTHCARE [158] DCH UHC HMO/PPO $64,496.96 ↓ -40%
BLUE CROSS BLUE SHIELD [1401] DCH BCBS PAR/INDEMNITY ADP $68,413.29 ↓ -36%
HEALTHLINK [125] DCH SEIU HEALTHLINK $77,102.63 ↓ -28%
THE ALLIANCE [1703] DCH THE ALLIANCE $78,607.97 ↓ -27%
HEALTH'S FINEST NETWORK [126] DCH HFN PLAT $79,550.33 ↓ -26%
FIRST HEALTH PLAN [6034] DCH FIRST HEALTH $84,445.74 ↓ -21%
BLUE CROSS BLUE SHIELD [1401] DCH BCBS HMO $85,326.91 ↓ -20%
ALTERNATE BLUE CROSS [1402] DCH BCBS HMO $85,326.91 ↓ -20%
HEALTH'S FINEST NETWORK [126] DCH HFN EPO $91,788.85 ↓ -14%
MULTIPLAN/PHCS [142] DCH PHCS $91,788.85 ↓ -14%
COMPSYCH [112] DCH COMPSYCH $97,908.10 ↓ -9%
CIGNA HEALTH PLAN [178] DCH CIGNA BEHAVIORAL BHS $97,908.10 ↓ -9%
HEALTH'S FINEST NETWORK [126] DCH HFN PPO $104,027.36 ↓ -3%
BEECHSTREET [176] DCH BEECH STREET/CAPP CARE $110,146.62 ↑ +3%
MULTIPLAN/PHCS [142] DCH MULTIPLAN $110,146.62 ↑ +3%
UNITED HEALTHCARE [158] DCH UHC NON-CONTRACTED OON - ED ONLY $122,385.13 ↑ +14%
MULTIPLAN/PHCS [142] DCH NON-CONTRACTED PAYORS $122,385.13 ↑ +14%
BCBS MEDICARE ADVANTAGE [1304] DCH BLUE CROSS MMAI (MEDICARE) not published by hospital
ALTERNATE HUMANA MEDICARE ADV [2409] DCH HUMANA MEDICARE ADVT not published by hospital
ALTERNATE BLUE CROSS MEDICARE ADV [2304] DCH BLUE CROSS MEDICARE ADVT not published by hospital
GLOBAL EXCEL [1712] DCH MEDICARE not published by hospital
COUNTYCARE IL COOK CO [1607] DCH ILLINOIS MEDICAID not published by hospital
HEALTH ALLIANCE MEDICAID [1310] DCH ILLINOIS MEDICAID not published by hospital
BLUE CROSS MEDICAID [1612] DCH ILLINOIS MEDICAID not published by hospital
BLUE CROSS BLUE SHIELD [1401] DCH ADVOCATE IPA not published by hospital
HUMANA HEALTH PLAN [130] DCH ADVOCATE IPA not published by hospital
JOURNEYCARE INC HOSPICE [1275] DCH JOURNEYCARE HOSPICE not published by hospital
OPTUM/UNITED BEHAVIORAL HEALTH [157] DCH UNITED BEHAVIORAL HEALTH not published by hospital

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Icd cobalt xt dr MRI is1 df1 at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $37,575.00 $13,113.60 – $35,652.60
MercyOne Genesis Aledo Medical Center Aledo $37,575.00 $18,441.00 – $19,260.60
Uchicago Medicine Adventhealth Hinsdale Hinsdale $15,142.09 not published
Advocate Christ Medical Center Oak Lawn $24,976.25 $10,379.19 – $32,949.80
Northwestern Memorial Hospital Chicago $123,541.61 not published
Advocate Condell Medical Center Libertyville $22,232.38 $9,323.84 – $34,855.48
Advocate Good Samaritan Hospital Downers Grove $29,348.75 $16,164.85 – $38,718.20
UnityPoint Health - Trinity Moline Rock Island $34,230.02 $9,573.47 – $18,617.04

All Illinois hospitals for this procedure →