Fixation of knee joint at Northwestern Medicine Delnor Hospital

300 Randall Rd., Geneva, IL · Nm · · NPI 1407859655

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$4,830.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$6,900.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,028.10 with BLUE CROSS BLUE SHIELD [1401] vs $6,900.00 with UNITED HEALTHCARE [158] — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS BLUE SHIELD [1401] DCH BCBS BLUECHOICE SELECT $1,028.10 ↓ -79%
BLUE CROSS BLUE SHIELD [1401] DCH BCBS BLUECHOICE OPTIONS $1,028.10 ↓ -79%
AETNA HEALTH PLAN [171] DCH AETNA NM EMPLOYEES $1,124.70 ↓ -77%
BLUE CROSS BLUE SHIELD [1401] DCH BCBS BLUECHOICE PREFERRED $1,242.00 ↓ -74%
ALTERNATE BLUE CROSS [1402] DCH BCBS PPO $1,607.70 ↓ -67%
BLUE CROSS BLUE SHIELD [1401] DCH BCBS PPO $1,607.70 ↓ -67%
CIGNA HEALTH PLAN [178] DCH CIGNA ALTERNATIVE $2,587.50 ↓ -46%
HEALTH'S FINEST NETWORK [126] DCH HFN NMH TIER ONE $3,450.00 ↓ -29%
CARELON BEHAVIORAL HEALTH [159] DCH BEACON HEALTH OPTIONS BHS $3,450.00 ↓ -29%
BLUE CROSS BLUE SHIELD [1401] DCH BCBS PAR/INDEMNITY ADP $3,857.10 ↓ -20%
FIRST HEALTH PLAN [6034] DCH AETNA $4,278.00 ↓ -11%
AETNA HEALTH PLAN [171] DCH AETNA $4,278.00 ↓ -11%
HEALTHLINK [125] DCH SEIU HEALTHLINK $4,347.00 ↓ -10%
THE ALLIANCE [1703] DCH THE ALLIANCE $4,431.87 ↓ -8%
HEALTH'S FINEST NETWORK [126] DCH HFN PLAT $4,485.00 ↓ -7%
AETNA HEALTH PLAN [171] DCH AETNA ASA $4,685.10 ↓ -3%
FIRST HEALTH PLAN [6034] DCH FIRST HEALTH $4,761.00 ↓ -1%
BLUE CROSS BLUE SHIELD [1401] DCH BCBS HMO $4,810.68 ↓ -0%
ALTERNATE BLUE CROSS [1402] DCH BCBS HMO $4,810.68 ↓ -0%
HEALTH'S FINEST NETWORK [126] DCH HFN EPO $5,175.00 ↑ +7%
MULTIPLAN/PHCS [142] DCH PHCS $5,175.00 ↑ +7%
CIGNA HEALTH PLAN [178] DCH CIGNA BROAD $5,188.80 ↑ +7%
COMPSYCH [112] DCH COMPSYCH $5,520.00 ↑ +14%
CIGNA HEALTH PLAN [178] DCH CIGNA BEHAVIORAL BHS $5,520.00 ↑ +14%
HEALTH'S FINEST NETWORK [126] DCH HFN PPO $5,865.00 ↑ +21%
MULTIPLAN/PHCS [142] DCH MULTIPLAN $6,210.00 ↑ +29%
BEECHSTREET [176] DCH BEECH STREET/CAPP CARE $6,210.00 ↑ +29%
MULTIPLAN/PHCS [142] DCH NON-CONTRACTED PAYORS $6,900.00 ↑ +43%
UNITED HEALTHCARE [158] DCH UHC NON-CONTRACTED OON - ED ONLY $6,900.00 ↑ +43%
BCBS MEDICARE ADVANTAGE [1304] DCH BLUE CROSS MMAI (MEDICARE) not published by hospital
HUMANA HEALTH PLAN [130] DCH ADVOCATE IPA not published by hospital
GLOBAL EXCEL [1712] DCH MEDICARE not published by hospital
ALTERNATE HUMANA MEDICARE ADV [2409] DCH HUMANA MEDICARE ADVT not published by hospital
OPTUM/UNITED BEHAVIORAL HEALTH [157] DCH UNITED BEHAVIORAL HEALTH not published by hospital
ALTERNATE BLUE CROSS MEDICARE ADV [2304] DCH BLUE CROSS MEDICARE ADVT not published by hospital
JOURNEYCARE INC HOSPICE [1275] DCH JOURNEYCARE HOSPICE not published by hospital
HEALTH ALLIANCE MEDICAID [1310] DCH ILLINOIS MEDICAID not published by hospital
COUNTYCARE IL COOK CO [1607] DCH ILLINOIS MEDICAID not published by hospital
BLUE CROSS MEDICAID [1612] DCH ILLINOIS MEDICAID not published by hospital
BLUE CROSS BLUE SHIELD [1401] DCH ADVOCATE IPA not published by hospital

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Fixation of knee joint at other Illinois hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Trinity Moline Rock Island $740.80 $140.30 – $1,245.06
OSF Saint Anthony Medical Center Rockford $348.00 $163.52 – $6,031.04
Northwestern Medicine Central DuPage Hospital IL 60190 $4,830.00 not published
Northwestern Medicine Palos Hospital Palos Heights $4,830.00 not published
Northwestern Medicine Marianjoy Rehabilitation Hospital Wheaton $4,830.00 not published
Northwestern Lake Forest Hospital DBA Northwestern Medicine Catherine Gratz Griffin Lake Forest Hospital Lake Forest $4,830.00 not published
Northwestern Medicine Kishwaukee Hospital DeKalb $4,830.00 not published
MercyOne Genesis Silvis Medical Center Silvis not published $997.04 – $2,502.45

All Illinois hospitals for this procedure →