ER Visit (level 1, minor) at Northwestern Medicine Delnor Hospital
300 Randall Rd., Geneva, IL · Nm · · NPI 1407859655
$1,177.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,682.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$85.08 with BLUE CROSS BLUE SHIELD [1401] vs $571.00 with MULTIPLAN/PHCS [142] — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD [1401] | DCH BCBS BLUECHOICE SELECT | $85.08 | ↓ -93% |
| BLUE CROSS BLUE SHIELD [1401] | DCH BCBS BLUECHOICE OPTIONS | $85.08 | ↓ -93% |
| AETNA HEALTH PLAN [171] | DCH AETNA NM EMPLOYEES | $93.07 | ↓ -92% |
| BLUE CROSS BLUE SHIELD [1401] | DCH BCBS BLUECHOICE PREFERRED | $102.78 | ↓ -91% |
| ALTERNATE BLUE CROSS [1402] | DCH BCBS PPO | $133.04 | ↓ -89% |
| BLUE CROSS BLUE SHIELD [1401] | DCH BCBS PPO | $133.04 | ↓ -89% |
| CIGNA HEALTH PLAN [178] | DCH CIGNA ALTERNATIVE | $173.58 | ↓ -85% |
| HEALTH'S FINEST NETWORK [126] | DCH HFN NMH TIER ONE | $285.50 | ↓ -76% |
| BLUE CROSS BLUE SHIELD [1401] | DCH BCBS PAR/INDEMNITY ADP | $319.19 | ↓ -73% |
| CIGNA HEALTH PLAN [178] | DCH CIGNA BROAD | $349.45 | ↓ -70% |
| FIRST HEALTH PLAN [6034] | DCH AETNA | $354.02 | ↓ -70% |
| AETNA HEALTH PLAN [171] | DCH AETNA | $354.02 | ↓ -70% |
| HEALTHLINK [125] | DCH SEIU HEALTHLINK | $359.73 | ↓ -69% |
| THE ALLIANCE [1703] | DCH THE ALLIANCE | $366.75 | ↓ -69% |
| HEALTH'S FINEST NETWORK [126] | DCH HFN PLAT | $371.15 | ↓ -68% |
| AETNA HEALTH PLAN [171] | DCH AETNA ASA | $387.71 | ↓ -67% |
| FIRST HEALTH PLAN [6034] | DCH FIRST HEALTH | $393.99 | ↓ -67% |
| ALTERNATE BLUE CROSS [1402] | DCH BCBS HMO | $398.10 | ↓ -66% |
| BLUE CROSS BLUE SHIELD [1401] | DCH BCBS HMO | $398.10 | ↓ -66% |
| MULTIPLAN/PHCS [142] | DCH PHCS | $428.25 | ↓ -64% |
| HEALTH'S FINEST NETWORK [126] | DCH HFN EPO | $428.25 | ↓ -64% |
| COMPSYCH [112] | DCH COMPSYCH | $456.80 | ↓ -61% |
| CIGNA HEALTH PLAN [178] | DCH CIGNA BEHAVIORAL BHS | $456.80 | ↓ -61% |
| HEALTH'S FINEST NETWORK [126] | DCH HFN PPO | $485.35 | ↓ -59% |
| MULTIPLAN/PHCS [142] | DCH MULTIPLAN | $513.90 | ↓ -56% |
| BEECHSTREET [176] | DCH BEECH STREET/CAPP CARE | $513.90 | ↓ -56% |
| MULTIPLAN/PHCS [142] | DCH NON-CONTRACTED PAYORS | $571.00 | ↓ -52% |
| BLUE CROSS BLUE SHIELD [1401] | DCH ADVOCATE IPA | not published by hospital | — |
| BCBS MEDICARE ADVANTAGE [1304] | DCH BLUE CROSS MMAI (MEDICARE) | not published by hospital | — |
| GLOBAL EXCEL [1712] | DCH MEDICARE | not published by hospital | — |
| JOURNEYCARE INC HOSPICE [1275] | DCH JOURNEYCARE HOSPICE | not published by hospital | — |
| ALTERNATE HUMANA MEDICARE ADV [2409] | DCH HUMANA MEDICARE ADVT | not published by hospital | — |
| OPTUM/UNITED BEHAVIORAL HEALTH [157] | DCH UNITED BEHAVIORAL HEALTH | not published by hospital | — |
| ALTERNATE BLUE CROSS MEDICARE ADV [2304] | DCH BLUE CROSS MEDICARE ADVT | not published by hospital | — |
| HUMANA HEALTH PLAN [130] | DCH ADVOCATE IPA | not published by hospital | — |
| HEALTH ALLIANCE MEDICAID [1310] | DCH ILLINOIS MEDICAID | not published by hospital | — |
| COUNTYCARE IL COOK CO [1607] | DCH ILLINOIS MEDICAID | not published by hospital | — |
| BLUE CROSS MEDICAID [1612] | DCH ILLINOIS MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
ER Visit (level 1, minor) at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $245.40 | $25.92 – $137.68 |
| MercyOne Genesis Aledo Medical Center | Aledo | $245.40 | $36.00 – $97.28 |
| Uchicago Medicine Adventhealth Hinsdale | Hinsdale | $130.00 | $88.47 – $146.39 |
| Advocate Christ Medical Center | Oak Lawn | $195.00 | $49.25 – $796.00 |
| Northwestern Memorial Hospital | Chicago | $399.70 | not published |
| Advocate Condell Medical Center | Libertyville | $195.00 | $49.25 – $724.00 |
| Advocate Good Samaritan Hospital | Downers Grove | $195.00 | $49.25 – $796.00 |
| UnityPoint Health - Trinity Moline | Rock Island | $170.36 | $10.30 – $35.89 |