Cystoscopy and treatment at Northwestern Medicine Delnor Hospital

300 Randall Rd., Geneva, IL · Nm · · NPI 1407859655

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$19,840.09

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$28,342.99

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3,577.00 with UNITED HEALTHCARE [158] vs $3,975.00 with UNITED HEALTHCARE [158] — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITED HEALTHCARE [158] DCH UHC CORE $3,577.00 ↓ -82%
UNITED HEALTHCARE [158] DCH UHC HMO/PPO $3,975.00 ↓ -80%
ALTERNATE BLUE CROSS [1402] DCH BCBS HMO not published by hospital
ALTERNATE BLUE CROSS [1402] DCH BCBS PPO not published by hospital
ALTERNATE HUMANA MEDICARE ADV [2409] DCH HUMANA MEDICARE ADVT not published by hospital
BCBS MEDICARE ADVANTAGE [1304] DCH BLUE CROSS MMAI (MEDICARE) not published by hospital
BLUE CROSS BLUE SHIELD [1401] DCH ADVOCATE IPA not published by hospital
BLUE CROSS BLUE SHIELD [1401] DCH BCBS BLUECHOICE OPTIONS not published by hospital
BLUE CROSS BLUE SHIELD [1401] DCH BCBS BLUECHOICE PREFERRED not published by hospital
BLUE CROSS BLUE SHIELD [1401] DCH BCBS BLUECHOICE SELECT not published by hospital
BLUE CROSS BLUE SHIELD [1401] DCH BCBS HMO not published by hospital
BLUE CROSS BLUE SHIELD [1401] DCH BCBS PAR/INDEMNITY ADP not published by hospital
BLUE CROSS BLUE SHIELD [1401] DCH BCBS PPO not published by hospital
BLUE CROSS MEDICAID [1612] DCH ILLINOIS MEDICAID not published by hospital
CARELON BEHAVIORAL HEALTH [159] DCH BEACON HEALTH OPTIONS BHS not published by hospital
CIGNA HEALTH PLAN [178] DCH CIGNA ALTERNATIVE not published by hospital
CIGNA HEALTH PLAN [178] DCH CIGNA BEHAVIORAL BHS not published by hospital
CIGNA HEALTH PLAN [178] DCH CIGNA BROAD not published by hospital
COMPSYCH [112] DCH COMPSYCH not published by hospital
COUNTYCARE IL COOK CO [1607] DCH ILLINOIS MEDICAID not published by hospital
FIRST HEALTH PLAN [6034] DCH FIRST HEALTH not published by hospital
GLOBAL EXCEL [1712] DCH MEDICARE not published by hospital
HEALTH ALLIANCE MEDICAID [1310] DCH ILLINOIS MEDICAID not published by hospital
HEALTH'S FINEST NETWORK [126] DCH HFN EPO not published by hospital
HEALTH'S FINEST NETWORK [126] DCH HFN NMH TIER ONE not published by hospital
HEALTH'S FINEST NETWORK [126] DCH HFN PLAT not published by hospital
HEALTH'S FINEST NETWORK [126] DCH HFN PPO not published by hospital
HEALTHLINK [125] DCH SEIU HEALTHLINK not published by hospital
HUMANA HEALTH PLAN [130] DCH ADVOCATE IPA not published by hospital
JOURNEYCARE INC HOSPICE [1275] DCH JOURNEYCARE HOSPICE not published by hospital
MULTIPLAN/PHCS [142] DCH MULTIPLAN not published by hospital
MULTIPLAN/PHCS [142] DCH NON-CONTRACTED PAYORS not published by hospital
MULTIPLAN/PHCS [142] DCH PHCS not published by hospital
THE ALLIANCE [1703] DCH THE ALLIANCE not published by hospital
UNITED HEALTHCARE [158] DCH UHC NON-CONTRACTED OON - ED ONLY not published by hospital
AETNA HEALTH PLAN [171] DCH AETNA NM EMPLOYEES not published by hospital
BEECHSTREET [176] DCH BEECH STREET/CAPP CARE not published by hospital
ALTERNATE BLUE CROSS MEDICARE ADV [2304] DCH BLUE CROSS MEDICARE ADVT not published by hospital

Visitor-reported prices

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Cystoscopy and treatment at other Illinois hospitals

Hospital City Cash price Negotiated range
Northwestern Memorial Hospital Chicago $20,784.54 not published
UnityPoint Health - Trinity Moline Rock Island $620.00 $220.33 – $2,683.16
Northwestern Medicine Central DuPage Hospital IL 60190 $20,784.54 not published
Northwestern Medicine Palos Hospital Palos Heights $19,452.26 not published
Northwestern Lake Forest Hospital DBA Northwestern Medicine Catherine Gratz Griffin Lake Forest Hospital Lake Forest $14,005.98 not published
Northwestern Medicine Kishwaukee Hospital DeKalb $19,727.25 not published
Northwestern Medicine McHenry Hospital McHenry $23,013.24 not published
MercyOne Genesis Silvis Medical Center Silvis not published $1,546.86 – $5,392.91

All Illinois hospitals for this procedure →