Colonoscopy w/ablation at Northwestern Medicine Delnor Hospital
300 Randall Rd., Geneva, IL · Nm · · NPI 1407859655
$18,199.15
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$25,998.79
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$696.13 with BLUE CROSS BLUE SHIELD [1401] vs $4,672.00 with UNITED HEALTHCARE [158] — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD [1401] | DCH BCBS BLUECHOICE OPTIONS | $696.13 | ↓ -96% |
| BLUE CROSS BLUE SHIELD [1401] | DCH BCBS BLUECHOICE SELECT | $696.13 | ↓ -96% |
| AETNA HEALTH PLAN [171] | DCH AETNA NM EMPLOYEES | $761.54 | ↓ -96% |
| AETNA HEALTH PLAN [171] | DCH AETNA | $784.00 | ↓ -96% |
| FIRST HEALTH PLAN [6034] | DCH AETNA | $784.00 | ↓ -96% |
| BLUE CROSS BLUE SHIELD [1401] | DCH BCBS BLUECHOICE PREFERRED | $840.96 | ↓ -95% |
| AETNA HEALTH PLAN [171] | DCH AETNA ASA | $862.50 | ↓ -95% |
| ALTERNATE BLUE CROSS [1402] | DCH BCBS PPO | $1,088.58 | ↓ -94% |
| BLUE CROSS BLUE SHIELD [1401] | DCH BCBS PPO | $1,088.58 | ↓ -94% |
| CIGNA HEALTH PLAN [178] | DCH CIGNA ALTERNATIVE | $1,752.00 | ↓ -90% |
| CARELON BEHAVIORAL HEALTH [159] | DCH BEACON HEALTH OPTIONS BHS | $2,336.00 | ↓ -87% |
| HEALTH'S FINEST NETWORK [126] | DCH HFN NMH TIER ONE | $2,336.00 | ↓ -87% |
| BLUE CROSS BLUE SHIELD [1401] | DCH BCBS PAR/INDEMNITY ADP | $2,611.65 | ↓ -86% |
| UNITED HEALTHCARE [158] | DCH UHC CORE | $2,741.00 | ↓ -85% |
| HEALTHLINK [125] | DCH SEIU HEALTHLINK | $2,943.36 | ↓ -84% |
| THE ALLIANCE [1703] | DCH THE ALLIANCE | $3,000.83 | ↓ -84% |
| HEALTH'S FINEST NETWORK [126] | DCH HFN PLAT | $3,036.80 | ↓ -83% |
| UNITED HEALTHCARE [158] | DCH UHC HMO/PPO | $3,045.00 | ↓ -83% |
| FIRST HEALTH PLAN [6034] | DCH FIRST HEALTH | $3,223.68 | ↓ -82% |
| ALTERNATE BLUE CROSS [1402] | DCH BCBS HMO | $3,257.32 | ↓ -82% |
| BLUE CROSS BLUE SHIELD [1401] | DCH BCBS HMO | $3,257.32 | ↓ -82% |
| HEALTH'S FINEST NETWORK [126] | DCH HFN EPO | $3,504.00 | ↓ -81% |
| MULTIPLAN/PHCS [142] | DCH PHCS | $3,504.00 | ↓ -81% |
| CIGNA HEALTH PLAN [178] | DCH CIGNA BROAD | $3,513.34 | ↓ -81% |
| COMPSYCH [112] | DCH COMPSYCH | $3,737.60 | ↓ -79% |
| CIGNA HEALTH PLAN [178] | DCH CIGNA BEHAVIORAL BHS | $3,737.60 | ↓ -79% |
| HEALTH'S FINEST NETWORK [126] | DCH HFN PPO | $3,971.20 | ↓ -78% |
| MULTIPLAN/PHCS [142] | DCH MULTIPLAN | $4,204.80 | ↓ -77% |
| BEECHSTREET [176] | DCH BEECH STREET/CAPP CARE | $4,204.80 | ↓ -77% |
| MULTIPLAN/PHCS [142] | DCH NON-CONTRACTED PAYORS | $4,672.00 | ↓ -74% |
| UNITED HEALTHCARE [158] | DCH UHC NON-CONTRACTED OON - ED ONLY | $4,672.00 | ↓ -74% |
| BCBS MEDICARE ADVANTAGE [1304] | DCH BLUE CROSS MMAI (MEDICARE) | not published by hospital | — |
| ALTERNATE HUMANA MEDICARE ADV [2409] | DCH HUMANA MEDICARE ADVT | not published by hospital | — |
| ALTERNATE BLUE CROSS MEDICARE ADV [2304] | DCH BLUE CROSS MEDICARE ADVT | not published by hospital | — |
| COUNTYCARE IL COOK CO [1607] | DCH ILLINOIS MEDICAID | not published by hospital | — |
| GLOBAL EXCEL [1712] | DCH MEDICARE | not published by hospital | — |
| HEALTH ALLIANCE MEDICAID [1310] | DCH ILLINOIS MEDICAID | not published by hospital | — |
| BLUE CROSS MEDICAID [1612] | DCH ILLINOIS MEDICAID | not published by hospital | — |
| BLUE CROSS BLUE SHIELD [1401] | DCH ADVOCATE IPA | not published by hospital | — |
| HUMANA HEALTH PLAN [130] | DCH ADVOCATE IPA | not published by hospital | — |
| JOURNEYCARE INC HOSPICE [1275] | DCH JOURNEYCARE HOSPICE | not published by hospital | — |
| OPTUM/UNITED BEHAVIORAL HEALTH [157] | DCH UNITED BEHAVIORAL HEALTH | not published by hospital | — |
Visitor-reported prices
Comments
Colonoscopy w/ablation at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $1,099.20 | $982.39 – $1,685.44 |
| MercyOne Genesis Aledo Medical Center | Aledo | $1,099.20 | $2,660.57 – $2,970.16 |
| Northwestern Memorial Hospital | Chicago | $14,334.35 | not published |
| UnityPoint Health - Trinity Moline | Rock Island | $7,082.40 | $240.40 – $1,155.35 |
| Northwestern Medicine Central DuPage Hospital | IL 60190 | $14,853.30 | not published |
| Northwestern Medicine Valley West Hospital | Sandwich | $15,808.76 | $173.35 – $173.35 |
| Northwestern Medicine Palos Hospital | Palos Heights | $3,633.70 | not published |
| Northwestern Lake Forest Hospital DBA Northwestern Medicine Catherine Gratz Griffin Lake Forest Hospital | Lake Forest | $14,334.35 | not published |