Clsd tx/metacarpal fx/sng/w manip 26605 at Northwestern Medicine Delnor Hospital

300 Randall Rd., Geneva, IL · Nm · · NPI 1407859655

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$1,064.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,521.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$247.92 with AETNA HEALTH PLAN [171] vs $1,521.00 with MULTIPLAN/PHCS [142] — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA HEALTH PLAN [171] DCH AETNA NM EMPLOYEES $247.92 ↓ -77%
CIGNA HEALTH PLAN [178] DCH CIGNA ALTERNATIVE $570.38 ↓ -46%
HEALTH'S FINEST NETWORK [126] DCH HFN NMH TIER ONE $760.50 ↓ -29%
CARELON BEHAVIORAL HEALTH [159] DCH BEACON HEALTH OPTIONS BHS $760.50 ↓ -29%
BLUE CROSS BLUE SHIELD [1401] DCH BCBS PAR/INDEMNITY ADP $850.24 ↓ -20%
AETNA HEALTH PLAN [171] DCH AETNA $943.02 ↓ -11%
FIRST HEALTH PLAN [6034] DCH AETNA $943.02 ↓ -11%
HEALTHLINK [125] DCH SEIU HEALTHLINK $958.23 ↓ -10%
THE ALLIANCE [1703] DCH THE ALLIANCE $976.94 ↓ -8%
HEALTH'S FINEST NETWORK [126] DCH HFN PLAT $988.65 ↓ -7%
AETNA HEALTH PLAN [171] DCH AETNA ASA $1,032.76 ↓ -3%
FIRST HEALTH PLAN [6034] DCH FIRST HEALTH $1,049.49 ↓ -1%
ALTERNATE BLUE CROSS [1402] DCH BCBS HMO $1,060.44 ↓ -0%
BLUE CROSS BLUE SHIELD [1401] DCH BCBS HMO $1,060.44 ↓ -0%
HEALTH'S FINEST NETWORK [126] DCH HFN EPO $1,140.75 ↑ +7%
MULTIPLAN/PHCS [142] DCH PHCS $1,140.75 ↑ +7%
CIGNA HEALTH PLAN [178] DCH CIGNA BROAD $1,143.79 ↑ +7%
COMPSYCH [112] DCH COMPSYCH $1,216.80 ↑ +14%
CIGNA HEALTH PLAN [178] DCH CIGNA BEHAVIORAL BHS $1,216.80 ↑ +14%
HEALTH'S FINEST NETWORK [126] DCH HFN PPO $1,292.85 ↑ +21%
BEECHSTREET [176] DCH BEECH STREET/CAPP CARE $1,368.90 ↑ +29%
MULTIPLAN/PHCS [142] DCH MULTIPLAN $1,368.90 ↑ +29%
UNITED HEALTHCARE [158] DCH UHC NON-CONTRACTED OON - ED ONLY $1,521.00 ↑ +43%
MULTIPLAN/PHCS [142] DCH NON-CONTRACTED PAYORS $1,521.00 ↑ +43%
BCBS MEDICARE ADVANTAGE [1304] DCH BLUE CROSS MMAI (MEDICARE) not published by hospital
ALTERNATE HUMANA MEDICARE ADV [2409] DCH HUMANA MEDICARE ADVT not published by hospital
BLUE CROSS MEDICAID [1612] DCH ILLINOIS MEDICAID not published by hospital
ALTERNATE BLUE CROSS MEDICARE ADV [2304] DCH BLUE CROSS MEDICARE ADVT not published by hospital
COUNTYCARE IL COOK CO [1607] DCH ILLINOIS MEDICAID not published by hospital
GLOBAL EXCEL [1712] DCH MEDICARE not published by hospital
HEALTH ALLIANCE MEDICAID [1310] DCH ILLINOIS MEDICAID not published by hospital
HUMANA HEALTH PLAN [130] DCH ADVOCATE IPA not published by hospital
JOURNEYCARE INC HOSPICE [1275] DCH JOURNEYCARE HOSPICE not published by hospital
OPTUM/UNITED BEHAVIORAL HEALTH [157] DCH UNITED BEHAVIORAL HEALTH not published by hospital
BLUE CROSS BLUE SHIELD [1401] DCH ADVOCATE IPA not published by hospital

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Clsd tx/metacarpal fx/sng/w manip 26605 at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $603.00 $136.96 – $2,143.62
MercyOne Genesis Aledo Medical Center Aledo $603.00 $196.88 – $258.39
Uchicago Medicine Adventhealth Hinsdale Hinsdale $131.25 $258.78 – $428.22
Advocate Christ Medical Center Oak Lawn $270.00 $212.76 – $480.11
Northwestern Memorial Hospital Chicago $847.70 not published
Advocate Condell Medical Center Libertyville $270.00 $212.76 – $480.11
Advocate Good Samaritan Hospital Downers Grove $270.00 $212.76 – $480.11
UnityPoint Health - Trinity Moline Rock Island $796.80 $186.62 – $660.21

All Illinois hospitals for this procedure →