Treat thigh fracture at OSF Little Company of Mary Medical Center
2800 W 95Th St, Evergreen Park, IL · Osfhealthcare · · NPI 1215572045
$1,008.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,680.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$308.00 with UnitedHealthCare vs $3,205.07 with BCBS — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UnitedHealthCare | All Commercial Plans | $308.00 | ↓ -69% |
| Aetna | All Commercial Plans | $1,094.00 | ↑ +9% |
| Imagine Health | All Commercial Plans | $1,400.00 | ↑ +39% |
| Allwell | Medicare Managed Care | $1,723.15 | ↑ +71% |
| WellCare | Medicare Managed Care Plan | $1,740.39 | ↑ +73% |
| Aetna | Medicare Managed Care Plan | $1,757.62 | ↑ +74% |
| IlliniCare Health Plan | Ambetter Exchange | $2,067.78 | ↑ +105% |
| Molina Healthcare | Exchange | $2,412.42 | ↑ +139% |
| BCBS | Choice PPO | $3,205.07 | ↑ +218% |
Visitor-reported prices
Comments
Treat thigh fracture at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UnityPoint Health - Trinity Moline | Rock Island | $2,280.00 | $427.59 – $1,245.06 |
| OSF Holy Family Medical Center | Monmouth | $9,488.80 | not published |
| OSF Sacred Heart Medical Center – Urbana | Danville | $2,322.00 | $1,534.00 – $4,342.00 |
| MercyOne Genesis Silvis Medical Center | Silvis | not published | $478.73 – $2,502.45 |
| MercyOne Genesis Aledo Medical Center | Aledo | not published | $1,199.84 – $1,761.03 |
| Uchicago Medicine Adventhealth Hinsdale | Hinsdale | not published | $430.00 – $2,791.51 |
| Advocate Christ Medical Center | Oak Lawn | not published | $2,419.03 – $6,291.00 |
| Advocate Condell Medical Center | Libertyville | not published | $2,419.03 – $4,528.00 |