Hla i typing complete lr at OSF Little Company of Mary Medical Center
2800 W 95Th St, Evergreen Park, IL · Osfhealthcare · · NPI 1215572045
$927.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,546.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$0.02 with Aetna vs $750.68 with BCBS — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | All Commercial Plans | $0.02 | ↓ -100% |
| UnitedHealthCare | All Commercial Plans | $270.82 | ↓ -71% |
| Allwell | Medicare Managed Care | $403.59 | ↓ -56% |
| WellCare | Medicare Managed Care Plan | $407.63 | ↓ -56% |
| Aetna | Medicare Managed Care Plan | $411.66 | ↓ -56% |
| IlliniCare Health Plan | Ambetter Exchange | $484.31 | ↓ -48% |
| Molina Healthcare | Exchange | $565.03 | ↓ -39% |
| BCBS | Choice PPO | $750.68 | ↓ -19% |
Visitor-reported prices
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Hla i typing complete lr at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Advocate Christ Medical Center | Oak Lawn | $462.50 | $364.45 – $1,834.85 |
| Northwestern Memorial Hospital | Chicago | $844.20 | not published |
| Advocate Condell Medical Center | Libertyville | $462.50 | $364.45 – $1,834.85 |
| Advocate Good Samaritan Hospital | Downers Grove | $462.50 | $364.45 – $1,834.85 |
| UnityPoint Health - Trinity Moline | Rock Island | $807.20 | $3.50 – $645.74 |
| Advocate Illinois Masonic Medical Center | Chicago | $462.50 | $364.45 – $1,834.85 |
| Advocate Childrens Hospital - Park Ridge | Park Ridge | $462.50 | $364.45 – $1,834.85 |
| Advocate Sherman Hospital | Elgin | $462.50 | $283.05 – $1,834.85 |