Heart image spect at OSF Little Company of Mary Medical Center
2800 W 95Th St, Evergreen Park, IL · Osfhealthcare · · NPI 1215572045
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$101.74 with Aetna vs $796.83 with BCBS — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | All Commercial Plans | $101.74 | — |
| Allwell | Medicare Managed Care | $428.40 | — |
| WellCare | Medicare Managed Care Plan | $432.69 | — |
| Aetna | Medicare Managed Care Plan | $436.97 | — |
| IlliniCare Health Plan | Ambetter Exchange | $514.08 | — |
| Molina Healthcare | Exchange | $599.76 | — |
| BCBS | Choice PPO | $796.83 | — |
Visitor-reported prices
Comments
Heart image spect at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Advocate Christ Medical Center | Oak Lawn | $940.00 | $607.37 – $3,966.00 |
| UnityPoint Health - Trinity Moline | Rock Island | $524.80 | $51.19 – $393.74 |
| Advocate Illinois Masonic Medical Center | Chicago | $940.00 | $607.37 – $3,966.00 |
| HSHS St. Joseph's Hospital | Breese | $1,965.60 | $318.49 – $2,730.00 |
| HSHS St. John's Hospital | IL 62769|301 N. 8th St. | $2,529.36 | $272.29 – $3,513.00 |
| HSHS St. Mary's Hospital | DECATUR | $1,436.40 | $272.29 – $1,995.00 |
| HSHS St. Francis Hospital | LITCHFIELD | $1,088.64 | $455.98 – $1,512.00 |
| MercyOne Genesis Silvis Medical Center | Silvis | not published | $363.22 – $628.31 |