Ghs layered repair 20.1 - 30.0 cm -12046 at OSF Little Company of Mary Medical Center

2800 W 95Th St, Evergreen Park, IL · Osfhealthcare · · NPI 1215572045

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Sep 16, 2026

$730.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,218.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$792.00 with Allwell vs $2,825.00 with UnitedHealthCare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Allwell Medicare Managed Care $792.00 ↑ +8%
WellCare Medicare Managed Care Plan $799.92 ↑ +9%
Aetna Medicare Managed Care Plan $807.84 ↑ +11%
IlliniCare Health Plan Ambetter Exchange $950.40 ↑ +30%
Molina Healthcare Exchange $1,108.80 ↑ +52%
Aetna All Commercial Plans $1,471.00 ↑ +101%
BCBS Choice PPO $1,473.13 ↑ +102%
Imagine Health All Commercial Plans $1,600.00 ↑ +119%
UnitedHealthCare All Commercial Plans $2,825.00 ↑ +287%

Visitor-reported prices

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Ghs layered repair 20.1 - 30.0 cm -12046 at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $784.80 $244.80 – $957.14
MercyOne Genesis Aledo Medical Center Aledo $784.80 $351.90 – $688.16
Advocate Christ Medical Center Oak Lawn $880.00 $693.44 – $1,408.00
UnityPoint Health - Trinity Moline Rock Island $1,188.80 $227.98 – $599.81
SSM Health Good Samaritan Hospital - Mt. Vernon Mount Vernon $711.70 $792.00 – $831.60
SSM Health St. Mary's Hospital - Centralia Centralia $711.70 $792.00 – $831.60
OSF Holy Family Medical Center Monmouth $1,892.00 not published
OSF Saint Anthony's Health Center Alton $1,213.20 $792.00 – $1,306.00

All Illinois hospitals for this procedure →