Fna bx w/mr gdn 1st les at OSF Little Company of Mary Medical Center
2800 W 95Th St, Evergreen Park, IL · Osfhealthcare · · NPI 1215572045
$3,011.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,019.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$758.85 with Allwell vs $2,825.00 with UnitedHealthCare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Allwell | Medicare Managed Care | $758.85 | ↓ -75% |
| WellCare | Medicare Managed Care Plan | $766.44 | ↓ -75% |
| Aetna | Medicare Managed Care Plan | $774.02 | ↓ -74% |
| IlliniCare Health Plan | Ambetter Exchange | $910.62 | ↓ -70% |
| Molina Healthcare | Exchange | $1,062.39 | ↓ -65% |
| Aetna | All Commercial Plans | $1,094.00 | ↓ -64% |
| BCBS | Choice PPO | $1,411.46 | ↓ -53% |
| UnitedHealthCare | All Commercial Plans | $2,825.00 | ↓ -6% |
Visitor-reported prices
Comments
Fna bx w/mr gdn 1st les at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| OSF Sacred Heart Medical Center – Urbana | Danville | $5,487.00 | $758.85 – $4,342.00 |
| OSF Saint Anthony's Health Center | Alton | $3,060.00 | $758.85 – $1,306.00 |
| OSF Saint Anthony Medical Center | Rockford | $3,091.80 | $758.85 – $2,933.00 |
| OSF St Joseph Medical Center | Bloomington | $2,392.20 | $758.85 – $2,769.00 |
| OSF Saint Elizabeth Medical Center | Ottawa | $974.40 | $758.85 – $774.02 |
| OSF Saint James John W Albrecht Medical Center | Pontiac | $1,078.40 | $758.85 – $3,541.00 |
| OSF Saint Paul Medical Center | Mendota | $1,228.00 | not published |
| OSF Saint Francis Medical Center | Peoria | $3,379.80 | $758.85 – $2,579.79 |