Destruction benign lesions < 14 lesions at OSF Little Company of Mary Medical Center
2800 W 95Th St, Evergreen Park, IL · Osfhealthcare · · NPI 1215572045
$169.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$282.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$215.00 with Allwell vs $1,094.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Allwell | Medicare Managed Care | $215.00 | ↑ +27% |
| WellCare | Medicare Managed Care Plan | $217.15 | ↑ +28% |
| Aetna | Medicare Managed Care Plan | $219.30 | ↑ +30% |
| IlliniCare Health Plan | Ambetter Exchange | $258.00 | ↑ +52% |
| Molina Healthcare | Exchange | $301.00 | ↑ +78% |
| UnitedHealthCare | All Commercial Plans | $308.00 | ↑ +82% |
| BCBS | Choice PPO | $399.91 | ↑ +136% |
| Aetna | All Commercial Plans | $1,094.00 | ↑ +547% |
Visitor-reported prices
Comments
Destruction benign lesions < 14 lesions at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $274.20 | $68.61 – $322.92 |
| MercyOne Genesis Aledo Medical Center | Aledo | $210.60 | $465.04 – $2,970.16 |
| UnityPoint Health - Trinity Moline | Rock Island | $272.80 | $62.81 – $166.50 |
| SSM Health Good Samaritan Hospital - Mt. Vernon | Mount Vernon | $207.35 | $215.00 – $225.75 |
| Advocate Childrens Hospital - Park Ridge | Park Ridge | $232.50 | $183.21 – $397.69 |
| SSM Health St. Mary's Hospital - Centralia | Centralia | $207.35 | $215.00 – $225.75 |
| OSF Sacred Heart Medical Center – Urbana | Danville | $229.80 | $215.00 – $4,342.00 |
| OSF Saint Anthony Medical Center | Rockford | $210.00 | $114.11 – $1,468.00 |