Bld exchange truj oth thn nb at OSF Little Company of Mary Medical Center
2800 W 95Th St, Evergreen Park, IL · Osfhealthcare · · NPI 1215572045
$700.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$1,168.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$308.00 with UnitedHealthCare vs $1,094.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UnitedHealthCare | All Commercial Plans | $308.00 | ↓ -56% |
| Allwell | Medicare Managed Care | $472.77 | ↓ -33% |
| WellCare | Medicare Managed Care Plan | $477.50 | ↓ -32% |
| Aetna | Medicare Managed Care Plan | $482.23 | ↓ -31% |
| IlliniCare Health Plan | Ambetter Exchange | $567.32 | ↓ -19% |
| Molina Healthcare | Exchange | $661.88 | ↓ -6% |
| BCBS | Choice PPO | $879.35 | ↑ +25% |
| Aetna | All Commercial Plans | $1,094.00 | ↑ +56% |
Visitor-reported prices
Comments
Bld exchange truj oth thn nb at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Northwestern Memorial Hospital | Chicago | $851.90 | not published |
| UnityPoint Health - Trinity Moline | Rock Island | $309.60 | $107.55 – $340.11 |
| OSF Saint Francis Medical Center | Peoria | $857.40 | $144.36 – $1,607.24 |
| Northwestern Medicine Central DuPage Hospital | IL 60190 | $851.90 | not published |
| Northwestern Medicine Delnor Hospital | Geneva | $851.90 | not published |
| Northwestern Medicine Palos Hospital | Palos Heights | $851.90 | not published |
| Northwestern Medicine Marianjoy Rehabilitation Hospital | Wheaton | $851.90 | not published |
| Northwestern Lake Forest Hospital DBA Northwestern Medicine Catherine Gratz Griffin Lake Forest Hospital | Lake Forest | $851.90 | not published |