App high cost ss f/n/g/h/f >100sq cm 1st 100sq cm at OSF Little Company of Mary Medical Center
2800 W 95Th St, Evergreen Park, IL · Osfhealthcare · · NPI 1215572045
$3,036.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,060.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,471.00 with Aetna vs $4,112.55 with BCBS — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | All Commercial Plans | $1,471.00 | ↓ -52% |
| Allwell | Medicare Managed Care | $2,211.05 | ↓ -27% |
| WellCare | Medicare Managed Care Plan | $2,233.16 | ↓ -26% |
| Aetna | Medicare Managed Care Plan | $2,255.27 | ↓ -26% |
| IlliniCare Health Plan | Ambetter Exchange | $2,653.26 | ↓ -13% |
| Molina Healthcare | Exchange | $3,095.47 | ↑ +2% |
| UnitedHealthCare | All Commercial Plans | $3,533.00 | ↑ +16% |
| BCBS | Choice PPO | $4,112.55 | ↑ +35% |
Visitor-reported prices
Comments
App high cost ss f/n/g/h/f >100sq cm 1st 100sq cm at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $848.40 | $452.48 – $3,343.15 |
| MercyOne Genesis Aledo Medical Center | Aledo | $480.00 | $2,970.16 – $2,970.16 |
| Advocate Christ Medical Center | Oak Lawn | $2,700.00 | $84.00 – $4,320.00 |
| Advocate Condell Medical Center | Libertyville | $2,700.00 | $116.00 – $4,320.00 |
| Advocate Good Samaritan Hospital | Downers Grove | $2,700.00 | $84.00 – $4,320.00 |
| UnityPoint Health - Trinity Moline | Rock Island | $4,291.24 | $197.76 – $2,365.55 |
| Advocate Childrens Hospital - Park Ridge | Park Ridge | $2,700.00 | $84.00 – $4,320.00 |
| Advocate Sherman Hospital | Elgin | $2,700.00 | $133.00 – $4,860.00 |