Splint finger frog med at Advocate Sherman Hospital
1425 North Randall Road, Elgin, IL · Advocate Health · · NPI 1629026364
$35.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$70.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$22.05 with Blue Cross Blue Shield City of Chicago vs $73.69 with HSTechnology — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield City of Chicago | Commercial | $22.05 | ↓ -37% |
| Blue Cross Blue Shield Choice | Commercial | $23.80 | ↓ -32% |
| Blue Cross Blue Shield | PPO | $25.06 | ↓ -28% |
| Advocate Employee | Commercial | $27.58 | ↓ -21% |
| United Healthcare Charter | Commercial | $33.25 | ↓ -5% |
| Aetna | Commercial | $33.64 | ↓ -4% |
| Cigna One Health | Commercial | $35.00 | ↑ +0% |
| Cigna | Commercial | $36.40 | ↑ +4% |
| United Healthcare Core Navigate | Commercial | $36.82 | ↑ +5% |
| United Healthcare Nexus | Commercial | $37.80 | ↑ +8% |
| United Healthcare | HMO | $42.00 | ↑ +20% |
| Blue Cross Blue Shield Blue Precision | Managed Care | $49.70 | ↑ +42% |
| Blue Cross Blue Shield | HMO | $50.54 | ↑ +44% |
| Molina | Medicare Advantage | $55.65 | ↑ +59% |
| Ambetter | Medicare Advantage | $55.65 | ↑ +59% |
| Private Healthcare Systems | Commercial | $56.70 | ↑ +62% |
| Oscar Health HMO | Medicare Advantage | $57.57 | ↑ +64% |
| Multiplan | Commercial | $63.00 | ↑ +80% |
| HSTechnology | Medicare Advantage | $73.69 | ↑ +111% |
Visitor-reported prices
Comments
Splint finger frog med at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $3.00 | $1.28 – $3.48 |
| MercyOne Genesis Aledo Medical Center | Aledo | $3.00 | $1.80 – $1.88 |
| Advocate Christ Medical Center | Oak Lawn | $35.00 | $16.38 – $73.69 |
| Advocate Good Samaritan Hospital | Downers Grove | $35.00 | $23.38 – $73.69 |
| Advocate Childrens Hospital - Park Ridge | Park Ridge | $35.00 | $22.69 – $73.69 |
| Advocate South Suburban Hospital | Hazel Crest | $32.50 | $20.35 – $73.69 |
| Ascension Saint Joseph - Chicago (Presence Chicago Hospital Network) | Chicago | $26.33 | $44.61 – $44.61 |
| Advocate Condell Medical Center | Libertyville | not published | $55.65 – $83.98 |