Prq tcat plmt ntrac st 1 les at Advocate Sherman Hospital
1425 North Randall Road, Elgin, IL · Advocate Health · · NPI 1629026364
$11,710.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$23,420.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$5,346.11 with Blue Cross Blue Shield City of Chicago vs $22,697.54 with HSTechnology — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield City of Chicago | Commercial | $5,346.11 | ↓ -54% |
| Advocate Employee | Commercial | $5,677.54 | ↓ -52% |
| Blue Cross Blue Shield Choice | Commercial | $5,778.41 | ↓ -51% |
| Blue Cross Blue Shield | PPO | $6,081.02 | ↓ -48% |
| Blue Cross Blue Shield Blue Precision | Managed Care | $7,060.90 | ↓ -40% |
| Blue Cross Blue Shield | HMO | $7,190.59 | ↓ -39% |
| Cigna One Health | Commercial | $7,493.20 | ↓ -36% |
| Cigna | Commercial | $8,069.60 | ↓ -31% |
| Aetna | Commercial | $8,339.07 | ↓ -29% |
| United Healthcare Charter | Commercial | $11,146.00 | ↓ -5% |
| Private Healthcare Systems | Commercial | $11,672.10 | ↓ -0% |
| United Healthcare Core Navigate | Commercial | $12,328.00 | ↑ +5% |
| United Healthcare Nexus | Commercial | $12,665.00 | ↑ +8% |
| Multiplan | Commercial | $12,969.00 | ↑ +11% |
| United Healthcare | HMO | $14,074.00 | ↑ +20% |
| Ambetter | Medicare Advantage | $17,141.37 | ↑ +46% |
| Molina | Medicare Advantage | $17,141.37 | ↑ +46% |
| Oscar Health HMO | Medicare Advantage | $17,732.46 | ↑ +51% |
| HSTechnology | Medicare Advantage | $22,697.54 | ↑ +94% |
Visitor-reported prices
Comments
Prq tcat plmt ntrac st 1 les at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $13,054.80 | $6,169.14 – $20,017.36 |
| Uchicago Medicine Adventhealth Hinsdale | Hinsdale | $3,750.00 | $5,474.00 – $20,040.97 |
| Advocate Christ Medical Center | Oak Lawn | $8,605.00 | $5,649.96 – $25,111.00 |
| Advocate Condell Medical Center | Libertyville | $15,250.00 | $10,015.48 – $22,697.54 |
| Advocate Good Samaritan Hospital | Downers Grove | $16,805.00 | $9,538.74 – $25,111.00 |
| UnityPoint Health - Trinity Moline | Rock Island | $14,928.16 | $502.96 – $8,822.52 |
| Uchicago Medicine Adventhealth La Grange | La Grange | $3,750.00 | $5,474.00 – $20,040.97 |
| SSM Health Good Samaritan Hospital - Mt. Vernon | Mount Vernon | $15,936.80 | $12,370.97 – $12,989.52 |