Probe cryo 1150mm endo flex ster disp at Advocate Sherman Hospital
1425 North Randall Road, Elgin, IL · Advocate Health · · NPI 1629026364
$2,427.14
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,854.27
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,316.11 with Blue Cross Blue Shield City of Chicago vs $3,870.90 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield City of Chicago | Commercial | $1,316.11 | ↓ -46% |
| Blue Cross Blue Shield Choice | Commercial | $1,419.33 | ↓ -42% |
| Blue Cross Blue Shield | PPO | $1,496.75 | ↓ -38% |
| Advocate Employee | Commercial | $1,694.59 | ↓ -30% |
| United Healthcare Charter | Commercial | $2,042.98 | ↓ -16% |
| Cigna One Health | Commercial | $2,236.52 | ↓ -8% |
| United Healthcare Core Navigate | Commercial | $2,262.33 | ↓ -7% |
| United Healthcare Nexus | Commercial | $2,322.54 | ↓ -4% |
| Blue Cross Blue Shield Blue Precision | Managed Care | $2,460.17 | ↑ +1% |
| Aetna | Commercial | $2,488.99 | ↑ +3% |
| Blue Cross Blue Shield | HMO | $2,507.48 | ↑ +3% |
| United Healthcare | HMO | $2,580.60 | ↑ +6% |
| Cigna | Commercial | $2,838.66 | ↑ +17% |
| Private Healthcare Systems | Commercial | $3,483.81 | ↑ +44% |
| Multiplan | Commercial | $3,870.90 | ↑ +59% |
| Molina | Medicare Advantage | not published by hospital | — |
| Oscar Health HMO | Medicare Advantage | not published by hospital | — |
| Ambetter | Medicare Advantage | not published by hospital | — |
| HSTechnology | Medicare Advantage | not published by hospital | — |
Visitor-reported prices
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Probe cryo 1150mm endo flex ster disp at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $5,118.60 | $561.92 – $1,615.52 |
| MercyOne Genesis Aledo Medical Center | Aledo | $5,118.60 | $790.20 – $825.32 |
| Advocate Christ Medical Center | Oak Lawn | $5,645.58 | $429.79 – $985.19 |
| Advocate Condell Medical Center | Libertyville | $6,757.00 | $784.32 – $1,592.53 |
| Advocate Good Samaritan Hospital | Downers Grove | $8,669.51 | $3,555.96 – $8,151.20 |
| SSM Health Good Samaritan Hospital - Mt. Vernon | Mount Vernon | $1,909.07 | not published |
| Advocate Illinois Masonic Medical Center | Chicago | $5,877.68 | $2,812.63 – $6,560.11 |
| Advocate Childrens Hospital - Park Ridge | Park Ridge | $5,877.68 | $316.13 – $724.66 |