Prgrmg dev eval pm/ldls pm at Advocate Sherman Hospital
1425 North Randall Road, Elgin, IL · Advocate Health · · NPI 1629026364
$205.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$410.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$56.36 with Ambetter vs $369.00 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Ambetter | Medicare Advantage | $56.36 | ↓ -73% |
| Molina | Medicare Advantage | $56.36 | ↓ -73% |
| Oscar Health HMO | Medicare Advantage | $58.31 | ↓ -72% |
| HSTechnology | Medicare Advantage | $74.63 | ↓ -64% |
| Advocate Employee | Commercial | $161.54 | ↓ -21% |
| Blue Cross Blue Shield City of Chicago | Commercial | $167.24 | ↓ -18% |
| Blue Cross Blue Shield Choice | Commercial | $180.71 | ↓ -12% |
| Blue Cross Blue Shield | PPO | $190.22 | ↓ -7% |
| United Healthcare Charter | Commercial | $194.75 | ↓ -5% |
| Blue Cross Blue Shield Blue Precision | Managed Care | $200.90 | ↓ -2% |
| Cigna One Health | Commercial | $213.20 | ↑ +4% |
| United Healthcare Core Navigate | Commercial | $215.66 | ↑ +5% |
| United Healthcare Nexus | Commercial | $221.40 | ↑ +8% |
| Aetna | Commercial | $237.27 | ↑ +16% |
| Blue Cross Blue Shield | HMO | $239.03 | ↑ +17% |
| United Healthcare | HMO | $246.00 | ↑ +20% |
| Cigna | Commercial | $270.60 | ↑ +32% |
| Private Healthcare Systems | Commercial | $332.10 | ↑ +62% |
| Multiplan | Commercial | $369.00 | ↑ +80% |
Visitor-reported prices
Comments
Prgrmg dev eval pm/ldls pm at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Advocate Christ Medical Center | Oak Lawn | $205.00 | $56.36 – $375.07 |
| Advocate Condell Medical Center | Libertyville | $205.00 | $56.36 – $328.00 |
| Advocate Good Samaritan Hospital | Downers Grove | $205.00 | $56.36 – $384.12 |
| UnityPoint Health - Trinity Moline | Rock Island | $140.80 | $28.70 – $74.78 |
| Advocate Illinois Masonic Medical Center | Chicago | $205.00 | $56.36 – $386.46 |
| Advocate South Suburban Hospital | Hazel Crest | $205.00 | $56.36 – $399.34 |
| MercyOne Genesis Silvis Medical Center | Silvis | not published | $35.34 – $58.31 |
| MercyOne Genesis Aledo Medical Center | Aledo | not published | $37.29 – $95.69 |