Inst via cath agent pleurds at Advocate Sherman Hospital
1425 North Randall Road, Elgin, IL · Advocate Health · · NPI 1629026364
$1,065.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$2,130.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$790.23 with Blue Cross Blue Shield City of Chicago vs $4,256.00 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield City of Chicago | Commercial | $790.23 | ↓ -26% |
| Advocate Employee | Commercial | $839.22 | ↓ -21% |
| Blue Cross Blue Shield Choice | Commercial | $854.13 | ↓ -20% |
| Blue Cross Blue Shield | PPO | $898.86 | ↓ -16% |
| Ambetter | Medicare Advantage | $934.51 | ↓ -12% |
| Molina | Medicare Advantage | $934.51 | ↓ -12% |
| Oscar Health HMO | Medicare Advantage | $966.73 | ↓ -9% |
| Cigna One Health | Commercial | $1,107.60 | ↑ +4% |
| Blue Cross Blue Shield Blue Precision | Managed Care | $1,218.36 | ↑ +14% |
| Aetna | Commercial | $1,232.63 | ↑ +16% |
| HSTechnology | Medicare Advantage | $1,237.41 | ↑ +16% |
| Blue Cross Blue Shield | HMO | $1,241.79 | ↑ +17% |
| Cigna | Commercial | $1,405.80 | ↑ +32% |
| Private Healthcare Systems | Commercial | $1,725.30 | ↑ +62% |
| Multiplan | Commercial | $1,917.00 | ↑ +80% |
| United Healthcare Charter | Commercial | $3,371.00 | ↑ +217% |
| United Healthcare Core Navigate | Commercial | $3,728.00 | ↑ +250% |
| United Healthcare Nexus | Commercial | $3,830.00 | ↑ +260% |
| United Healthcare | HMO | $4,256.00 | ↑ +300% |
Visitor-reported prices
Comments
Inst via cath agent pleurds at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $484.20 | $742.44 – $993.87 |
| MercyOne Genesis Aledo Medical Center | Aledo | $484.20 | $2,691.66 – $2,970.16 |
| Advocate Good Samaritan Hospital | Downers Grove | $1,210.00 | $934.51 – $6,071.00 |
| UnityPoint Health - Trinity Moline | Rock Island | $632.00 | $67.09 – $480.98 |
| SSM Health Good Samaritan Hospital - Mt. Vernon | Mount Vernon | $839.30 | $672.23 – $705.84 |
| Advocate Illinois Masonic Medical Center | Chicago | $1,140.00 | $898.32 – $6,071.00 |
| Advocate Childrens Hospital - Park Ridge | Park Ridge | $1,215.00 | $934.51 – $6,071.00 |
| SSM Health St. Mary's Hospital - Centralia | Centralia | $839.30 | not published |