Insert/repl sq defib w/eltrd at Advocate Sherman Hospital
1425 North Randall Road, Elgin, IL · Advocate Health · · NPI 1629026364
$17,565.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$35,130.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$13,033.23 with Blue Cross Blue Shield City of Chicago vs $64,169.53 with HSTechnology — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield City of Chicago | Commercial | $13,033.23 | ↓ -26% |
| Advocate Employee | Commercial | $13,841.22 | ↓ -21% |
| Blue Cross Blue Shield Choice | Commercial | $14,087.13 | ↓ -20% |
| Blue Cross Blue Shield | PPO | $14,824.86 | ↓ -16% |
| Blue Cross Blue Shield | HMO | $17,529.87 | ↓ -0% |
| Cigna One Health | Commercial | $18,267.60 | ↑ +4% |
| Cigna | Commercial | $19,672.80 | ↑ +12% |
| Blue Cross Blue Shield Blue Precision | Managed Care | $20,094.36 | ↑ +14% |
| Aetna | Commercial | $20,329.73 | ↑ +16% |
| Private Healthcare Systems | Commercial | $28,455.30 | ↑ +62% |
| United Healthcare Charter | Commercial | $30,706.00 | ↑ +75% |
| Multiplan | Commercial | $31,617.00 | ↑ +80% |
| United Healthcare Core Navigate | Commercial | $33,963.00 | ↑ +93% |
| United Healthcare Nexus | Commercial | $34,893.00 | ↑ +99% |
| United Healthcare | HMO | $38,769.00 | ↑ +121% |
| Molina | Medicare Advantage | $48,461.37 | ↑ +176% |
| Ambetter | Medicare Advantage | $48,461.37 | ↑ +176% |
| Oscar Health HMO | Medicare Advantage | $50,132.45 | ↑ +185% |
| HSTechnology | Medicare Advantage | $64,169.53 | ↑ +265% |
Visitor-reported prices
Comments
Insert/repl sq defib w/eltrd at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $39,444.00 | $1,931.08 – $50,132.45 |
| Uchicago Medicine Adventhealth Hinsdale | Hinsdale | $11,875.00 | $4,150.00 – $54,491.76 |
| Advocate Christ Medical Center | Oak Lawn | $29,515.00 | $23,257.82 – $111,480.00 |
| Advocate Condell Medical Center | Libertyville | $39,785.00 | $30,150.00 – $64,169.53 |
| Advocate Good Samaritan Hospital | Downers Grove | $34,045.00 | $26,827.46 – $111,480.00 |
| UnityPoint Health - Trinity Moline | Rock Island | $46,329.42 | $484.43 – $25,539.09 |
| Uchicago Medicine Adventhealth La Grange | La Grange | $11,875.00 | $4,150.00 – $54,491.76 |
| Advocate Illinois Masonic Medical Center | Chicago | $47,420.00 | $37,366.96 – $111,480.00 |