Hla class ii phenotype qual at Advocate Sherman Hospital

1425 North Randall Road, Elgin, IL · Advocate Health · · NPI 1629026364

Source: hospital's published price file ↗ · Published Nov 4, 2025 · Ingested Aug 13, 2026

$345.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$690.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$81.88 with United Healthcare Charter vs $621.00 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Charter Commercial $81.88 ↓ -76%
United Healthcare Core Navigate Commercial $81.88 ↓ -76%
United Healthcare Nexus Commercial $81.88 ↓ -76%
United Healthcare HMO $81.88 ↓ -76%
Molina Medicare Advantage $118.73 ↓ -66%
Ambetter Medicare Advantage $118.73 ↓ -66%
Oscar Health HMO Medicare Advantage $122.82 ↓ -64%
HSTechnology Medicare Advantage $157.21 ↓ -54%
Blue Cross Blue Shield City of Chicago Commercial $211.14 ↓ -39%
Blue Cross Blue Shield Choice Commercial $227.70 ↓ -34%
Blue Cross Blue Shield PPO $240.12 ↓ -30%
Advocate Employee Commercial $271.86 ↓ -21%
Cigna Commercial $372.03 ↑ +8%
Cigna One Health Commercial $372.03 ↑ +8%
Blue Cross Blue Shield Blue Precision Managed Care $394.68 ↑ +14%
Aetna Commercial $399.30 ↑ +16%
Blue Cross Blue Shield HMO $402.27 ↑ +17%
Private Healthcare Systems Commercial $558.90 ↑ +62%
Multiplan Commercial $621.00 ↑ +80%

Visitor-reported prices

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Hla class ii phenotype qual at other Illinois hospitals

Hospital City Cash price Negotiated range
Advocate Christ Medical Center Oak Lawn $345.00 $81.88 – $552.00
Advocate Condell Medical Center Libertyville $345.00 $81.88 – $552.00
Advocate Good Samaritan Hospital Downers Grove $345.00 $81.88 – $552.00
UnityPoint Health - Trinity Moline Rock Island $164.00 $3.50 – $131.01
Advocate Illinois Masonic Medical Center Chicago $345.00 $81.88 – $561.66
Advocate Childrens Hospital - Park Ridge Park Ridge $345.00 $81.88 – $552.00
Advocate South Suburban Hospital Hazel Crest $345.00 $81.88 – $672.06
Advocate Trinity Hospital Chicago $345.00 $81.88 – $552.00

All Illinois hospitals for this procedure →