healthcosts.net
Echocardiogram (Heart Ultrasound) at Advocate Sherman Hospital
1425 North Randall Road, Elgin, IL · Advocate Health · · NPI 1629026364
$1,425.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$2,850.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$812.84 with Blue Cross Blue Shield City of Chicago vs $1,935.00 with Multiplan — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield City of Chicago | Commercial | $812.84 | ↓ -43% |
| Ambetter | Medicare Advantage | $828.76 | ↓ -42% |
| Molina | Medicare Advantage | $828.76 | ↓ -42% |
| Advocate Employee | Commercial | $847.10 | ↓ -41% |
| Oscar Health HMO | Medicare Advantage | $857.34 | ↓ -40% |
| Blue Cross Blue Shield Choice | Commercial | $878.32 | ↓ -38% |
| Blue Cross Blue Shield | PPO | $924.55 | ↓ -35% |
| HSTechnology | Medicare Advantage | $1,097.39 | ↓ -23% |
| Cigna One Health | Commercial | $1,118.00 | ↓ -22% |
| Blue Cross Blue Shield Blue Precision | Managed Care | $1,229.80 | ↓ -14% |
| Aetna | Commercial | $1,244.21 | ↓ -13% |
| Blue Cross Blue Shield | HMO | $1,253.45 | ↓ -12% |
| United Healthcare Charter | Commercial | $1,306.25 | ↓ -8% |
| Cigna | Commercial | $1,419.00 | ↓ -0% |
| United Healthcare Core Navigate | Commercial | $1,446.50 | ↑ +2% |
| United Healthcare Nexus | Commercial | $1,485.00 | ↑ +4% |
| United Healthcare | HMO | $1,650.00 | ↑ +16% |
| Private Healthcare Systems | Commercial | $1,741.50 | ↑ +22% |
| Multiplan | Commercial | $1,935.00 | ↑ +36% |
Visitor-reported prices
Comments
Echocardiogram (Heart Ultrasound) at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $1,406.40 | $461.87 – $895.82 |
| MercyOne Genesis Aledo Medical Center | Aledo | $994.20 | $508.00 – $735.08 |
| Advocate Christ Medical Center | Oak Lawn | $1,075.00 | $691.02 – $1,823.01 |
| Advocate Condell Medical Center | Libertyville | $1,715.00 | $828.76 – $1,822.00 |
| Advocate Good Samaritan Hospital | Downers Grove | $1,170.00 | $781.76 – $1,867.02 |
| UnityPoint Health - Trinity Moline | Rock Island | $2,030.14 | $63.17 – $1,119.11 |
| Advocate Illinois Masonic Medical Center | Chicago | $1,165.00 | $778.27 – $1,878.38 |
| Advocate Childrens Hospital - Park Ridge | Park Ridge | $1,250.00 | $828.76 – $1,848.57 |