Core ndl bx lng/med perq at Advocate Sherman Hospital
1425 North Randall Road, Elgin, IL · Advocate Health · · NPI 1629026364
$2,880.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,760.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$2,136.96 with Blue Cross Blue Shield City of Chicago vs $5,184.00 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield City of Chicago | Commercial | $2,136.96 | ↓ -26% |
| Advocate Employee | Commercial | $2,269.44 | ↓ -21% |
| Blue Cross Blue Shield Choice | Commercial | $2,309.76 | ↓ -20% |
| Blue Cross Blue Shield | PPO | $2,430.72 | ↓ -16% |
| Ambetter | Medicare Advantage | $2,449.01 | ↓ -15% |
| Molina | Medicare Advantage | $2,449.01 | ↓ -15% |
| Oscar Health HMO | Medicare Advantage | $2,533.46 | ↓ -12% |
| Cigna One Health | Commercial | $2,995.20 | ↑ +4% |
| HSTechnology | Medicare Advantage | $3,242.82 | ↑ +13% |
| Blue Cross Blue Shield Blue Precision | Managed Care | $3,294.72 | ↑ +14% |
| Aetna | Commercial | $3,333.31 | ↑ +16% |
| Blue Cross Blue Shield | HMO | $3,358.08 | ↑ +17% |
| United Healthcare Charter | Commercial | $3,371.00 | ↑ +17% |
| United Healthcare Core Navigate | Commercial | $3,728.00 | ↑ +29% |
| Cigna | Commercial | $3,801.60 | ↑ +32% |
| United Healthcare Nexus | Commercial | $3,830.00 | ↑ +33% |
| United Healthcare | HMO | $4,256.00 | ↑ +48% |
| Private Healthcare Systems | Commercial | $4,665.60 | ↑ +62% |
| Multiplan | Commercial | $5,184.00 | ↑ +80% |
Visitor-reported prices
Comments
Core ndl bx lng/med perq at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $2,925.00 | $993.87 – $3,343.15 |
| Uchicago Medicine Adventhealth Hinsdale | Hinsdale | $600.00 | $1,732.71 – $2,867.21 |
| Advocate Christ Medical Center | Oak Lawn | $2,415.00 | $1,583.88 – $6,181.00 |
| Advocate Condell Medical Center | Libertyville | $2,140.00 | $1,686.32 – $4,636.00 |
| Advocate Good Samaritan Hospital | Downers Grove | $2,465.00 | $1,623.28 – $6,181.00 |
| UnityPoint Health - Trinity Moline | Rock Island | $3,033.57 | $136.53 – $1,672.25 |
| Uchicago Medicine Adventhealth La Grange | La Grange | $600.00 | $1,732.71 – $2,867.21 |
| SSM Health Good Samaritan Hospital - Mt. Vernon | Mount Vernon | $1,549.90 | $1,769.88 – $1,858.38 |