Nr lnr acclrtr tx max 5 sessions at Advocate Good Samaritan Hospital
3815 Highland Avenue, Downers Grove, IL · Advocate Health · · NPI 1578670543
$8,285.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$16,570.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,039.00 with United Healthcare Charter vs $16,301.53 with Blue Cross Blue Shield — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare Charter | Commercial | $1,039.00 | ↓ -87% |
| United Healthcare Nexus | Commercial | $1,225.00 | ↓ -85% |
| United Healthcare Core Navigate | Commercial | $2,098.00 | ↓ -75% |
| United Healthcare | HMO | $2,429.00 | ↓ -71% |
| Ambetter | Medicare Advantage | $2,654.07 | ↓ -68% |
| Molina | Medicare Advantage | $2,654.07 | ↓ -68% |
| Oscar Health HMO | Medicare Advantage | $2,745.59 | ↓ -67% |
| HSTechnology | Medicare Advantage | $3,514.36 | ↓ -58% |
| Advocate Employee | Commercial | $6,528.58 | ↓ -21% |
| Aetna | Commercial | $7,540.73 | ↓ -9% |
| Cigna One Health | Commercial | $8,616.40 | ↑ +4% |
| Private Healthcare Systems | Commercial | $10,273.40 | ↑ +24% |
| Cigna | Commercial | $10,936.20 | ↑ +32% |
| Blue Cross Blue Shield Blue Precision | Managed Care | $12,808.61 | ↑ +55% |
| Blue Cross Blue Shield | HMO | $13,057.16 | ↑ +58% |
| Multiplan | Commercial | $13,256.00 | ↑ +60% |
| Blue Cross Blue Shield City of Chicago | Commercial | $14,322.73 | ↑ +73% |
| Blue Cross Blue Shield Choice | Commercial | $15,488.81 | ↑ +87% |
| Blue Cross Blue Shield | PPO | $16,301.53 | ↑ +97% |
Visitor-reported prices
Comments
Nr lnr acclrtr tx max 5 sessions at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Uchicago Medicine Adventhealth Hinsdale | Hinsdale | $1,875.00 | $1,875.87 – $3,104.10 |
| Advocate Christ Medical Center | Oak Lawn | $8,285.00 | $1,039.00 – $15,123.67 |
| Advocate Condell Medical Center | Libertyville | $8,285.00 | $1,132.00 – $13,256.00 |
| UnityPoint Health - Trinity Moline | Rock Island | $11,018.29 | $862.79 – $6,073.83 |
| Uchicago Medicine Adventhealth La Grange | La Grange | $1,875.00 | $1,875.87 – $3,104.10 |
| SSM Health Good Samaritan Hospital - Mt. Vernon | Mount Vernon | $13,475.00 | not published |
| Advocate Illinois Masonic Medical Center | Chicago | $8,285.00 | $1,039.00 – $15,583.03 |
| Advocate Childrens Hospital - Park Ridge | Park Ridge | $8,285.00 | $1,039.00 – $15,335.69 |