Compatibility test incubate at Advocate Good Samaritan Hospital
3815 Highland Avenue, Downers Grove, IL · Advocate Health · · NPI 1578670543
$122.50
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$245.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$96.53 with Advocate Employee vs $342.97 with HSTechnology — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Advocate Employee | Commercial | $96.53 | ↓ -21% |
| Aetna | Commercial | $101.16 | ↓ -17% |
| Blue Cross Blue Shield City of Chicago | Commercial | $111.52 | ↓ -9% |
| Blue Cross Blue Shield Choice | Commercial | $120.60 | ↓ -2% |
| Blue Cross Blue Shield | PPO | $126.93 | ↑ +4% |
| Cigna One Health | Commercial | $135.42 | ↑ +11% |
| Cigna | Commercial | $135.42 | ↑ +11% |
| United Healthcare Nexus | Commercial | $143.50 | ↑ +17% |
| United Healthcare Core Navigate | Commercial | $143.50 | ↑ +17% |
| United Healthcare Charter | Commercial | $143.50 | ↑ +17% |
| United Healthcare | HMO | $143.50 | ↑ +17% |
| Private Healthcare Systems | Commercial | $151.90 | ↑ +24% |
| Blue Cross Blue Shield Blue Precision | Managed Care | $189.39 | ↑ +55% |
| Blue Cross Blue Shield | HMO | $193.06 | ↑ +58% |
| Multiplan | Commercial | $196.00 | ↑ +60% |
| Molina | Medicare Advantage | $259.01 | ↑ +111% |
| Ambetter | Medicare Advantage | $259.01 | ↑ +111% |
| Oscar Health HMO | Medicare Advantage | $267.94 | ↑ +119% |
| HSTechnology | Medicare Advantage | $342.97 | ↑ +180% |
Visitor-reported prices
Comments
Compatibility test incubate at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Advocate Christ Medical Center | Oak Lawn | $122.50 | $96.53 – $342.97 |
| Advocate Condell Medical Center | Libertyville | $122.50 | $68.74 – $342.97 |
| UnityPoint Health - Trinity Moline | Rock Island | $156.24 | $17.87 – $285.81 |
| SSM Health Good Samaritan Hospital - Mt. Vernon | Mount Vernon | $149.60 | $182.57 – $191.70 |
| Advocate Illinois Masonic Medical Center | Chicago | $122.50 | $96.53 – $342.97 |
| Advocate Childrens Hospital - Park Ridge | Park Ridge | $122.50 | $96.53 – $342.97 |
| Advocate Sherman Hospital | Elgin | $122.50 | $52.50 – $342.97 |
| Advocate South Suburban Hospital | Hazel Crest | $122.50 | $96.53 – $342.97 |