Albumin body fluid quantitative each specimen at Advocate Good Samaritan Hospital

3815 Highland Avenue, Downers Grove, IL · Advocate Health · · NPI 1578670543

Source: hospital's published price file ↗ · Published Nov 4, 2025 · Ingested Aug 13, 2026

$40.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$80.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.78 with United Healthcare Core Navigate vs $64.00 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Core Navigate Commercial $7.78 ↓ -81%
United Healthcare Charter Commercial $7.78 ↓ -81%
United Healthcare HMO $7.78 ↓ -81%
United Healthcare Nexus Commercial $7.78 ↓ -81%
Molina Medicare Advantage $11.28 ↓ -72%
Ambetter Medicare Advantage $11.28 ↓ -72%
Oscar Health HMO Medicare Advantage $11.67 ↓ -71%
HSTechnology Medicare Advantage $14.94 ↓ -63%
Aetna Commercial $28.06 ↓ -30%
Blue Cross Blue Shield City of Chicago Commercial $28.92 ↓ -28%
Blue Cross Blue Shield Choice Commercial $31.27 ↓ -22%
Advocate Employee Commercial $31.52 ↓ -21%
Blue Cross Blue Shield PPO $32.91 ↓ -18%
Cigna One Health Commercial $35.71 ↓ -11%
Cigna Commercial $35.71 ↓ -11%
Private Healthcare Systems Commercial $49.60 ↑ +24%
Blue Cross Blue Shield Blue Precision Managed Care $61.84 ↑ +55%
Blue Cross Blue Shield HMO $63.04 ↑ +58%
Multiplan Commercial $64.00 ↑ +60%

Visitor-reported prices

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Albumin body fluid quantitative each specimen at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $52.80 $4.42 – $30.36
MercyOne Genesis Aledo Medical Center Aledo $62.40 $8.95 – $14.10
Uchicago Medicine Adventhealth Hinsdale Hinsdale $17.50 $5.82 – $12.60
Advocate Christ Medical Center Oak Lawn $40.00 $7.78 – $64.00
Advocate Condell Medical Center Libertyville $40.00 $7.78 – $64.00
UnityPoint Health - Trinity Moline Rock Island $33.57 $3.50 – $18.50
Uchicago Medicine Adventhealth La Grange La Grange $17.50 $5.59 – $12.60
SSM Health Good Samaritan Hospital - Mt. Vernon Mount Vernon $147.40 $7.78 – $8.17

All Illinois hospitals for this procedure →